Fresh tax year fresh diary ( i cant locate my other one) :D

Happytogetdebtfree

Natural theme with a feature wall of natural i didnt want to get pressured with colours i fancied something thats as simple as a few pillows and curtains to change the feel im just doing my finances AGAIN working out my payment aims etc gee it takes some shifting does these debts but if things go to plan i can have 5 debtors paid off before the start of 2012 but some of them credit cards are killers to get rid of my gooooood :P

RumPunch_2

You've been busy with your diy and spreadsheets, very impressive!

Sorry about your cat, pets can be such a huge part of your life and leave such a hole when they go. I'm sure you have lovely memories. Hope you're feeling a bit happier x

Happytogetdebtfree

Good afternoon just done another mini update although my silly spends has cost me two bounced direct debits grrrr but hopefully some cash will clear in the bank tomorrow... i phoned santander im in some credit lol just a little but on the other hand ive made such a boo boo i need to change my thinking i dont know if i should draw petrol cash and food cash out in bulk and then i shouldnt need to use the card for spends eeek !!
Ohs mot next month also so again spends spends spends its hitting from all corners im done in with it i mean i do all these spreadsheets yet im missing the bigger picture somehow maybe its just a damn bad month and ive been abit too over friendly with the current account eeek !!!
Anyway better luck next month and its only the 5th lol lol :rotfl::rotfl:

Woowoo

Hi Happy

I always draw out my weekly allowance for petrol, shopping, spending etc in cash then I know exactly where I am.

I also check my account online every day and update my budget spreadsheet to the penny, then there are no nasty surprises.

Happytogetdebtfree

I alway check the bank bar at this time due to waiting for a new pin. I think we will have to just draw out these cash bits and then we might do better next month lol. What an hassle living like this! Driving me insane grrr I wish I could run back home to my parents and have an easier ride lol xx

Woowoo

Sometimes I wish I could just move home to my parents and live rent free for a year. I would definitely meet my goal of debt free by Dec 2011 then. I think it would be the end of me and the OH though lol!

Happytogetdebtfree

If only life was that simple. I think I'm going to take a backseat for awhile. I'm finding the constant reminder of figures although going down abit of a mental meltdown I mean I just feel like I need a break from the reminder of the numbers been so huge and ATM soul destroying x be good and il check in often just might try to refrain from posting I feel like my lifes just about debt debt debt payday payday payday x

Woowoo

Ok, just remember were here if you need us.

Go make Happy happy again xxx

jwil

Hey Happy, haven't been in for a while. Sorry to hear about your cat, and that things have been tough for you recently. Hope you feel better soon. You've done really well so far and so there's nothing wrong with taking a little break. Hugs x

Pippajo

Hey Happy, you've had lots going on, just remember to come on here and tell me how the decoratings going xxxxxxxxxxxxxxxxxxxxxxxxxxx