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PPI forum - non PPI discussion thread

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  • di3004
    di3004 Posts: 42,579 Forumite
    cappo wrote: »
    Hi Di how are you lovely, whats a sticky anyway lol


    Hi Steve

    Not too bad thank you, just a little cold, and the few aches lol, but other than that ok, and you are you ok?:A

    A sticky is a thread posted, so it's always there, and it will not get lost down the forums either.

    Does that make any sense? ;):)

    Lorraine's granddaughter is absolutely stunning, really wish I could have literally given her a real cuddle myself, what a little beauty she is, absolutely adorable isn't she.:A:A xxx
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    .......oh by the way Steve, it's great to see you on this thread too.
    Welcome! :A:j:beer: xxxx
    The one and only "Dizzy Di" :D
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    :mad::mad: Rain, rain go away, what a miserable weather week.

    How is everybody?
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :A:A Aw Di :A:A you are kind :D she is crawling now!!! saw her on Skype yesterday :):):):):) and she has a tooth (think i already told you that) :o:o can't help it though :D:D:D wait until it's your turn :D
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    nutty_nat wrote: »
    :mad::mad: Rain, rain go away, what a miserable weather week.

    How is everybody?

    Hi Nutty :D:D raining men here :p:p:p:p

    I wish :rotfl::rotfl::rotfl: cats and dogs more like :D just my luck :(
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    amersall wrote: »
    Hi Nutty :D:D raining men here :p:p:p:p

    I wish :rotfl::rotfl::rotfl: cats and dogs more like :D just my luck :(

    ;):):cool: Hi wow your grandaughter is crawling bless her.


    I'm singing in the rain ahahaha can you all think of any other songs with rain in them, I know how sad am I.
  • di3004
    di3004 Posts: 42,579 Forumite
    amersall wrote: »
    :A:A Aw Di :A:A you are kind :D she is crawling now!!! saw her on Skype yesterday :):):):):) and she has a tooth (think i already told you that) :o:o can't help it though :D:D:D wait until it's your turn :D


    Aww, I would be very proud of her too, such a beautiful darling!:A:A:A

    Thank goodness for technology :T:T, it's a great way to stay in touch.
    WOW a tooth already, that is so fab :T:T, not babies for long hey?:j:j.

    LOL, I think it will be some years yet before I'm a gran:rotfl::rotfl:, but I love to borrow my nieces and nephews, some of those still babies, and as you know they grow up so quickly!:eek:

    Saying that, who knows what's around the corner.:D lol xxxx
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    nutty_nat wrote: »
    :mad::mad: Rain, rain go away, what a miserable weather week.

    How is everybody?


    Not too bad and you?:j:A:A

    Weather not been nice at all :mad::mad:, very windy here last night, been out in the garden tidying everyone elses's rubbish up, that have blown over, so annoying as it was all neat and tidy too.:mad:

    Do you think we will even get a Summer this year? :think::think:.

    LOL, I do hope so.:D xxxx
    The one and only "Dizzy Di" :D
  • nutty_nat
    nutty_nat Posts: 475 Forumite
    :j:beer::j:beer::j:beer::j

    Oh yes, Oh yes, Oh yes

    I had an e-mail from the FOS today, Central Trust have agreed to uphold our complaint. The FOS are putting there offer in the post today.

    Should I be put back in the position as if we never have had the ppi even if we have been through the FOS. Do we still add the 8% interest on top? If that is the case i think the offer should be around £12,000, fingers crossed xxxxx
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    nutty_nat wrote: »
    :j:beer::j:beer::j:beer::j

    Oh yes, Oh yes, Oh yes

    I had an e-mail from the FOS today, Central Trust have agreed to uphold our complaint. The FOS are putting there offer in the post today.

    Should I be put back in the position as if we never have had the ppi even if we have been through the FOS. Do we still add the 8% interest on top? If that is the case i think the offer should be around £12,000, fingers crossed xxxxx

    :p:p Stop bragging :p:p:p:p

    Congrats :D and don't spend it all at once :p;)

    If they uphold to FOS redress then you should get the 8% this is for each monthly PPI amount and decreases the nearer you get to the redress date :D

    Don't forget to inform HMRC ;) as you pay tax on the 8% :D
    Don't want you locked up for tax evasion :rotfl:
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