PPI forum - non PPI discussion thread

di3004

maxdp wrote: »

Not good news. Being transferred to St Georges Hospital for Open Heart Surgery. She was turned down for this 3 years ago because the odds were not good, so things not good.

Been told it is her only option. Being transferred tomorrow. OH on way up. I cannot go today cause daughter suffering depression and dog had his knackers off yesterday so dopey. Got nobody to step in at mom.

Will go tomorrow though.

Max, I am so sorry to hear this news.

I am praying that all will go well.

All my love to you all.

Di
XXXXXX

deeb604

Hi can anyone tell me an address for cedar holdings re a ppi claim for my mom, as the address in dorset on the net is coming back gne away when she sent recorded delivery. Cheers

di3004

deeb604 wrote: »

Hi can anyone tell me an address for cedar holdings re a ppi claim for my mom, as the address in dorset on the net is coming back gne away when she sent recorded delivery. Cheers

Hi there

Try this here:;)

Name & Registered Office:
CEDAR HOLDINGS LIMITED
25 GRESHAM STREET
LONDON
EC2V 7HN
Company No. 00606795


Status: Active

robbedofmymoney

di3004 wrote: »

Hi there

Try this here:;)

Name & Registered Office:
CEDAR HOLDINGS LIMITED
25 GRESHAM STREET
LONDON
EC2V 7HN
Company No. 00606795


Status: Active

thats the same as Lloyds

di3004

robbedofmymoney wrote: »

thats the same as Lloyds

Yeah I noticed a few the same now lol got this from Companies House as well.:D

deeb604

Thanks all

amersall

krustychops wrote: »

Hi

can anyone help me

I have just received a letter from the NatWest offering me "As a gesture of goodwill" a settlement figure of £5677.58. This was for miss sold PPI.
On the letter it states that in addition to the refund as your payment protection has been cancelled the outstanding balance of the element of your loan relating to the payment protection insurance premium will be paid off as though the policy never existed. This will result in the monthly loan reducing to £307.09 which is the amount that would have been due each month had i not taken the Payment protection policy. Please note this adjustment will only be made once the acceptance form is processed and will take into account any payments you have made at the increased amount.
Then further on it states lots of jargon about the financial ombudsmen then it states on receipt we will repay any arrears that may be O/S on your loan account and arrange for the balance to be paid to your current account.
What I am confused about is the settlement figure of my loan. I don’t want to accept anything yet as I do not wish to be ripped off anymore. If I settle will I get a full breakdown of what will be paid into the loan?????
I have just called the NatWest to get a settlement figure and they very sheepishly told me that it would be £2612.12. Now if I was to accept this offer of "Good will gesture" and my payments go down to £307.05 per month and my loan finishes in November then I work it out that I must pay 6 x £307.05 which would be £1842.30
I just don’t understand where they have got the figure of £2612.12 from as even if I was paying the same premium as before which was £375.ish it would not add up to that amount.
I asked them for a breakdown of what I would be paying and they could not give me one as apparently at the loans and lending centre they do not have this facility do this????? I asked where they calculated this and he told me Head office however I would have to write to my branch who would contact head office for me as apparently Head office don’t have an address. I felt that guy who I spoke to didn’t have any idea what he was talking about.
The top and bottom is I don’t want to sign and agree to an offer when I will be totally ripped off.
Can anyone please advise me of what to do at this time?

Thanks in advance

Very confused

hi there, did you have arrears on this loan? as this could be why the the amount you get back has reduced, the loan if put back t the position it was in without ppi should be what is outstanding on the loan till november, ask if it is the same apr (because it should be)as the loan monthly repayment reduced by the ppi monthly amount? if you have no arrears then that is a different ball game, hope this helps. if you post this on the ppi discussion forum you may get more advice, and congrats on your win

amersall

hi di and max, thinking of you both, hope your mil op goes ok max, fingers crossed xx hope your dad is ok di xxx

di3004

amersall wrote: »

hi di and max, thinking of you both, hope your mil op goes ok max, fingers crossed xx hope your dad is ok di xxx

Hi hun

Thank you.:A

Dad was very unsettled yesterday, the Care home manager have said even though its early days he does not seem to be settling very well, she put it down to the fact as well that he is more able than most there and with him being the youngest doesn't help......as dad likes to have a chat and not many there can do that, sad for them all really.

However meds wise, we spoken to his GP yesterday and they want to concentrate on his tummy, the GP was not fully aware of the all the meds of what dad was receiving at the unit and said it have not helped him at all, and they HAD to be reduced for his sake.

Unfortunately, we are not able to take dad out of the home for a few days, they said this may have been an impact of why he is not settling.

See how things go, there is a review meeting the week after next.;)XXX

Max, wishing you and your family well.;)XXX

maxdp

amersall wrote: »

hi di and max, thinking of you both, hope your mil op goes ok max, fingers crossed xx hope your dad is ok di xxx

Thanks Amersall

Going up to see her today with OH. She being transferred to St Georges on Sunday for Op on Monday. No other choice really.

The odds on the op being successful now outway the odds of her surviving as she is. They have told her that her heart could give out at any moment as she is in serious heart failure. The op though is very risky so we are keeping fingers crossed