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How to get back on the credit ladder

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  • cally6008
    cally6008 Posts: 7,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've got a HSBC basic account and it came with a "self-service" card
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    MasterSimit wrote: »
    Didn't know HSBC offered a basic account, with debit card too?

    yes comes with a Visa debit card...... its a full authorisation one though, so same as electron but doesn't have the word electron and the numbers are proud so can be swiped (electron = electronic use).....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    victor-meldrew wrote: »
    why dont you just add what you want instead of moaning about it.that would be more productive wouldnt it.??????

    Mate Kavanne is ok, don't have a go at him..... :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    never-in-doubt wrote: »
    Mate Kavanne is ok, don't have a go at him..... :D

    ok/sorry:o
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cally6008 wrote: »
    I've got a HSBC basic account and it came with a "self-service" card

    is that the visa debit card, silver looking one? When you got a PIN it would say All Auth Visa Debit Card (the chq ones say £100 Debit Card Chip & Pin)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    I like the look of the new visa
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    I like the look of the new visa

    did you see the photo of mine that I posted with other cards?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    did you see the photo of mine that I posted with other cards?
    Yeah also saw my mates the other day
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Innocent_Guy wrote: »
    Yeah also saw my mates the other day


    Not bad in the flesh are they mate? I prefer the Plus card though, that is smart (not like my BOI though hehe).... does CIF/Pro have the same BOI card or don't they have a BOI account, I foget :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    never-in-doubt wrote: »
    Not bad in the flesh are they mate? I prefer the Plus card though, that is smart (not like my BOI though hehe).... does CIF/Pro have the same BOI card or don't they have a BOI account, I foget :confused:
    I like the Plus card....... Cif & Proliant have Ulster ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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