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How to get back on the credit ladder
Comments
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Aaaah the waiting game...
*Narrows eyes*
Been a week now and no response from the appeal letters.
CreditHalifax OD: £6750Vanquis CC: [STRIKE]£250[/STRIKE] £1,000
Debt
Mortgage: £78,500
Student loan: £19,000
0 -
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Wasn't sent recorded (I'm too tight
).
In your experience how long on average does it take to get a reply?CreditHalifax OD: £6750Vanquis CC: [STRIKE]£250[/STRIKE] £1,000
Debt
Mortgage: £78,500
Student loan: £19,000
0 -
Oooh while i was at work guess what dropped through the door?!
The second rejection letter from halifax. :mad:
All hope now rests on Cap1.. If rejected im hitting the catalogues!CreditHalifax OD: £6750Vanquis CC: [STRIKE]£250[/STRIKE] £1,000
Debt
Mortgage: £78,500
Student loan: £19,000
0 -
Cap 1 used to do a gauranteed card it was secured with a deposit of £200 I'm not sure if it still exists as my deposit was refunded to me and my account was then just a normal account with a limit of £200
Hope this helps. M .0 -
they use to do secured ccard but they no longer do it0
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It seams that my current account with Halifax has been updated with a higher guaranteed overdraft ..
Your current overdraft limit is:
£100.00
Guaranteed overdraft available now up to:
£5,000.00
Should i apply for the full 5k? :huh:CreditHalifax OD: £6750Vanquis CC: [STRIKE]£250[/STRIKE] £1,000
Debt
Mortgage: £78,500
Student loan: £19,000
0 -
It seams that my current account with Halifax has been updated with a higher guaranteed overdraft ..
Your current overdraft limit is:
£100.00
Guaranteed overdraft available now up to:
£5,000.00
Should i apply for the full 5k? :huh:
do it now mate - guaranteed 2010 - year of the troll
Niddy - Over & Out :wave:
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Brilliant!! Updated straight away!!
:beer:
Guess I'm looking less of a risk to them now.CreditHalifax OD: £6750Vanquis CC: [STRIKE]£250[/STRIKE] £1,000
Debt
Mortgage: £78,500
Student loan: £19,000
0
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