How to get back on the credit ladder

Noxs

Aaaah the waiting game...

*Narrows eyes*

Been a week now and no response from the appeal letters.

never-in-doubt

Noxs wrote: »

Aaaah the waiting game...

*Narrows eyes*

Been a week now and no response from the appeal letters.

be patient - the best things come to those who wait Have they signed for your letter yet, if so when>?

Noxs

Wasn't sent recorded (I'm too tight ).

In your experience how long on average does it take to get a reply?

lennard01

Noxs wrote: »

In your experience how long on average does it take to get a reply?

Too bloody long!:rolleyes:

Noxs

Oooh while i was at work guess what dropped through the door?!



The second rejection letter from halifax. :mad:

All hope now rests on Cap1.. If rejected im hitting the catalogues!

almost_there

Cap 1 used to do a gauranteed card it was secured with a deposit of £200 I'm not sure if it still exists as my deposit was refunded to me and my account was then just a normal account with a limit of £200

Hope this helps. M .

seeya23

they use to do secured ccard but they no longer do it

Noxs

It seams that my current account with Halifax has been updated with a higher guaranteed overdraft ..

Your current overdraft limit is:
£100.00

Guaranteed overdraft available now up to:
£5,000.00

Should i apply for the full 5k? :huh:

never-in-doubt

Noxs wrote: »

It seams that my current account with Halifax has been updated with a higher guaranteed overdraft ..

Your current overdraft limit is:
£100.00

Guaranteed overdraft available now up to:
£5,000.00

Should i apply for the full 5k? :huh:

do it now mate - guaranteed

Noxs

Brilliant!! Updated straight away!!
:beer:
Guess I'm looking less of a risk to them now.