How to get back on the credit ladder

never-in-doubt

marcellep wrote: »

Yeah the TD is over and I was discharged from that back in Jan this year, I had managed to get 3 other defaults removed but I am only left with Capital One.

I guess its just a case of waiting till it drops off then

Arghhhh why was I so bloody stupid

Hmmm, leave it with me - i'll sort you a jazzy little letter to send crappy1 - that may make them shift gears and remove the default. Do you mind using a little white lie to help get rid a year and half earlier?

KILL_BILL

I too have just seen this thread and applied for a JD williams account and have received confirmation that have been accepted with £125.00

this is despite the fact that i have 7 defaults on my accounts

i will buy very small amount things and pay it off straight away so that at least that will go as a positive on my credit history report

marcellep

never-in-doubt wrote: »

Hmmm, leave it with me - i'll sort you a jazzy little letter to send crappy1 - that may make them shift gears and remove the default. Do you mind using a little white lie to help get rid a year and half earlier?

I have sent them several letters and had many replies, I will PM you a link to all the letters which are on another website so you know what they have been saying. I will say anything to get shot of this default.

marcellep

KILL_BILL wrote: »

I too have just seen this thread and applied for a JD williams account and have received confirmation that have been accepted with £125.00

this is despite the fact that i have 7 defaults on my accounts

i will buy very small amount things and pay it off straight away so that at least that will go as a positive on my credit history report

Well done to you and make sure you subscribe to this thread, lots of useful information :beer:

never-in-doubt

marcellep wrote: »

I have sent them several letters and had many replies, I will PM you a link to all the letters which are on another website so you know what they have been saying. I will say anything to get shot of this default.

Its CAG isn;t it, sure ive seen you on there lol

seeya23

KILL_BILL wrote: »

I too have just seen this thread and applied for a JD williams account and have received confirmation that have been accepted with £125.00

this is despite the fact that i have 7 defaults on my accounts

i will buy very small amount things and pay it off straight away so that at least that will go as a positive on my credit history report

ASSOCIATED BRANDS

you can all so use the following brand titles, you can use your existing account number to Sign In,

• Shapely Figures
• Ambrose Wilson
• Crazy Clearance
• Classic Confidence
• Simply Be
• Fifty Plus
• Fashion World
• Heather Valley
• Naturally Close
• Oxendales
• Petfoodnstuff
• Premier Man
• Special Collection
• Shoe Tailor
• The Brilliant Gift Shop

++++ more

marcellep

never-in-doubt wrote: »

Its CAG isn;t it, sure ive seen you on there lol

It sure is

never-in-doubt

marcellep wrote: »

It sure is

LOL,thought so.... we've chatted on CAG before as well - haha

I'll sort something later for you...... :beer:

marcellep

never-in-doubt wrote: »

LOL,thought so.... we've chatted on CAG before as well - haha

I'll sort something later for you...... :beer:

Thanks so much! If you wanna email it direct drop me a private message and I will send my email address to you. I chat to that many people.

never-in-doubt

marcellep wrote: »

Thanks so much! If you wanna email it direct drop me a private message and I will send my email address to you. I chat to that many people.

Cheers, I like to post on here so others can utilise them.... unless it was specific (personal) then i'd email, if thats ok with you?

I'll be back later tonight - through day tomorrow and will pick it up then for you. dont worry, worse case is a year to wait... better than a lot of peeps....:beer: