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Burlesque Babe's Re-building life but back in debt diary
Comments
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well, the other 3k has finally arrived in my account.
I need to do the sums when I get back from work to ork out what I need bills wise for the month, pay the remaining credit card and then I'll see what little I have left of my savings
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
I'm sitting here with 3 windows open - MSE, my CC online account and my current account. I feel sick at the last few things I need to do. My last card is £3907.37 and is on 0% so that will be it. I also have a £1700 overdraft which money will cover. I will then see what money I need for the month ahead for bills, leave a small amount for cash for the month (probably £50 max) and move what tiny amount is left back out.
Then that will be it - debt free - again - 100%.
I feel very empty. "Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
Why not pay off your OD, then some of the CC then?Burlesque_Babe wrote: »I'm sitting here with 3 windows open - MSE, my CC online account and my current account. I feel sick at the last few things I need to do. My last card is £3907.37 and is on 0% so that will be it. I also have a £1700 overdraft which money will cover. I will then see what money I need for the month ahead for bills, leave a small amount for cash for the month (probably £50 max) and move what tiny amount is left back out.
Then that will be it - debt free - again - 100%.
I feel very empty.
As its on 0%, it will reduce your monthly payments but still leave you some savings:cool::heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
CC Sony - balance 3907.37.
Paid in full.
Overdraft - 1700 - enough left in there to clear in full. Request put in to decrease it to 1000. I will look to decrease that again at some point, but I can't face it being less than 1000 at the moment.
Amount moved from current account after bills calculated - 200.
Savings left £1,700.
Debt free.
I feel sick, sad and empty.
It's going to be a long, lonely night in my head not being able to share this with OH."Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
Why not pay off your OD, then some of the CC then?
As its on 0%, it will reduce your monthly payments but still leave you some savings:cool:
It was all or nothing jinks, I couldn't have any hanging over me if I was going to do it.
Today should be a :j day, but it isn't. It's a harsh lesson that you just can't keep your eye off the ball, you have to work harder than you ever imagine and the only person who will look after you is yourself."Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
Burlesque_Babe wrote: »It was all or nothing jinks, I couldn't have any hanging over me if I was going to do it.
Today should be a :j day, but it isn't. It's a harsh lesson that you just can't keep your eye off the ball, you have to work harder than you ever imagine and the only person who will look after you is yourself.
Yep, have to agree that thew only person who will look after you is you.
Its a lonely place to be sad to say.
But looking on the brightr side its done & you are debt free.
I sometimes genuinely think I will never be totally debt free & thats the way it is & thats it.
Anyway take care hun xxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I can understand why:cool:Burlesque_Babe wrote: »It was all or nothing jinks, I couldn't have any hanging over me if I was going to do it.
Today should be a :j day, but it isn't. It's a harsh lesson that you just can't keep your eye off the ball, you have to work harder than you ever imagine and the only person who will look after you is yourself.:heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
Well done BB. That takes more courage than many would appreciate.
They tell you that you cant have savings while you have debt,but having a little stashed away 'just in case' is always a comfort.
You've done it now....so onward and upward.:D:D stay wonky :D
....one-way ticket to Portugal booked !0 -
Well done BB. That takes more courage than many would appreciate.
They tell you that you cant have savings while you have debt,but having a little stashed away 'just in case' is always a comfort.
You've done it now....so onward and upward.:D
thankyou xxxxx"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
Burlesque_Babe wrote: »thankyou xxxxx
Eeeez no problemo! ( practising for Portugal:rotfl:.....have you filled his pockets with Baking powder yet?):D stay wonky :D
....one-way ticket to Portugal booked !0
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