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My Journey
Comments
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*Wanders back in and :wave:*
The wanderer is back
What a flap I was on last week lol Cant remember if I mentioned the house I was going to view last Thursday, it's different to what I've been currently looking at as it is a Rent to Buy property. It is a new build and BEAUTIFUL! I fell in love with it as soon as I saw the garden lol
http://www.evenmoreproperties.co.uk/renting/property/97
Less rent than what we are paying now and according to spreadsheet we will be able to buy it when we need toDH went to view it this morning and if he likes it too so he handed all the prepared paperwork to the lady and now we have to wait for a decision. Because of my ME/CFS they might take that into account that the house has a few things in it which will make my life a little bit easier (handrail on stairs, downstairs loo and shower) which means they might bump me higher up the list as I have a housing 'need'
Finger's crossed
DH has his test and medical on fridayKeeping fingers crossed on this one too as if he did get this job we would be able to purchase our 50% before we needed to which might mean we could purchase more of the house
I'm still looking but unsuccessful so far, having a few body problems so trying to work them out before I start all over again. Back has been very painful and gave in today and bought a TENS machine, my Mum has one and I used to borrow it when I was in severe pain and when BZ mentioned it somewhere else it reminded me that they did use to help, have had it on during the day and it is helping a little, was told to give it some time as it won't work immediately, I just have a problem that one of the sticky pads keeps coming off *shrug* Will wait and see what happens tomorrow and if it keeps happening will go and ask for a new set of pads.
I finally got to view that property, through another agent lol Turned out to be rather dark and squashed so decided we wouldn't go for that one after all.
Gizmo is doing well, and has finally been discharged from the Vethe doesn't need to go back for anymore check ups etc
Sent the letter to 3 last week but haven't heard anything yet.
LL has decided that as it wasn't written on paper and we never had a contract that we must continue to pay the £112 a week. So gave them a cheque yesterday to make up for the weeks we've missed.
Still keeping the homeworking at the back of my mind, once everything settles down financially, if/when we move etc and know roughly what we are going to be paying bill wise etc I can then figure things out.
Hope everyone is okxxx
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
wow bevan that property looks beautiful !!!!!!!!!!
the rent looks good too here in yorkshire we pay a fortune £475 at least for a small cramped 2 bed xx0 -
Hi Stacey
It does look nice doesn't itIf we are accepted will try and put some little pics up when we move in
Well, back is still sore but TENS seems to be working slightly, not using tablets at least but now AF has decided to bark, and boy is she barking!!!! On time for a change too, a day early even and I'm normally a couple of days late! lol
Went back to Lloyds about the pads not sticking and they gave me a new set of pads, seem to be sticking ok now but the ones on top of my shoulders peel off a little when I move so taped them down with a little micropore.
Checked the Track & Trace for the letter I sent to 3 last week and it was delivered on 14/05/2010, so now just have to wait for a reply, if we do get accepted for this house I hope the reply comes before we move!!! lol
Had the gas bill through the door this weekAnd *drum roll please*
they are REDUCING our payments from £60 to £26!!!!! :eek: Wahooooooo :j:T If we do move will be sticking with EDF as never had any problems with them when had issues about our payments
Angel is getting spayed today, Gizmo's account with vet was in credit so asked if it would be possible to move some or all the money over to Angel so that we could get it done, and we still have around £1 ish left on Gizmo's lol Took her in this morning, she was very well behaved for a change and all it took was putting a treat through the bars at the end of the box to get her in, couldn't let her have the treat though as she wasn't allowed anything to eat from 6:30 last night, which also meant I couldn't give them biscuits to keep them quiet in the morningluckily didn't start making any noise till I got out of bed.
Planning on going to college tonight, might not be for long as with this pain in my back I am draining very quickly, been in bed by 8pm last 2 nights :eek: and thats unheard of in my house, it's normally 9:30/10, I haven't been getting to sleep though as I always get woken when DH comes to bed, he hasn't quite learned how to undress quietly yet!
Don't think anything else has happened at the moment, eagerly awaiting the decision on the house *biting nails*
Have a nice day everyone xxx
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
Hope Angel is ok!
I've just found this website, a very new one which gives a meal plan, recipes and shopping list to feed a family of 2 adults and 2 teens for a month for only £100. Obviously it can be adapted to suite individual circumstances.
Yes, that is right, 4 people x 3 meals a day x 31 days = £100 or 80p per person per day.
The meal plan contains 5 fruit and veg a day, all the recommended vitamins and minerals and the correct protein/carb/fat levels.
What is more, the food is nice and you may well recognise some of the recipes from MSE
I wondered if it might give you some ideas?Murphy was an optimist!!!0 -
hi bevan
sorry for neglecting you.
House looks nice - hope you get it if you want it.
Good luck to OH for the new job interview - and hope you get on okay at the docs....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Morning Morag and SH :wave:
SH don't worry, I've been keeping an eye on your diary and I am soo glad to see things are easing up and finally going in a better direction for you
Morag, meal plan looks good, my only problem is extremely fussy DH (rarely eats anything that isn't a curry, chinese or mash potato :rotfl:) Even fussier SS1 and my food allergies (practically anything I eat makes me sick so tend to stick to the ones I know I don't react to too badly) will keep it in mind for when any of the above change though
Angel is ok, very wobbly and refused to eat last night, Giz wasn't being very friendly towards her so we put a tray, her food and a water bowl and a blanket at the top of the stairs and left Giz downstairs where they usually are. Gave Angel loads of cuddles and by 10:30 ish she was quietly purringGiz decided to start at the door at 3:35 this morning though then Angel at my bedroom door at 4am, so took her downstairs as she was seeming more herself, Giz is still hissing though so hoping they will be ok while I'm at work, DH might pop in round lunch time as he will be close to home today.
Went to college last night to attempt the skills test, still got more to complete on this one and I have 2 more to complete before the exam on 15th June. Feeling absolutely exhausted so came to a decision when I got home that I'm going to drop out, I can't afford to take time off work and if I continue I'm going to make myself worse which will involve time off.
GC I'm doing well on this month so far, it's normally the 5 week months I struggle to keep them down so thankfully this month is 4 weeksMy GC amount is to cover all food, toilettries (sp?) and cat bits (food, litter, litter bags, toys once in a blue moon etc) I hadn't been including Giz's food in the GC but I will from now on, I include Angel's in it so will try and squeeze Giz in there too
Given up with TENS today, feeling like sh*te and as soon as I put a top on this morning the pads peeled off *shrug* didn't have the energy to be a*sed to put them back so took it off and going to try not to use any painkillers today. Going to mention my current problems when I see Dr tomorrow.
Hope everyone is enjoying the lovely warm weather we are having xxx
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
:j:j:T:T DH got the job!!!! :T:T:j:j He starts on Monday, he handed his weeks notice into current job and boss told him to hand in his keys and just go, so he did as told and rang new job and told them he could start this week
He has 3 days induction and then he'll be out on the roadIt will be very different as it is shift work, involving night times but at least he will be home every night
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
Congratulations! so pleased for you both. :j:T:beer::T:jMurphy was an optimist!!!0
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Congrats to DH on the new job, will be lovely you can see him more often!Dealing with my debts!Currently overpaying Virgin cc -balance Jan 2010 @ 1985.65Now @ 703.63
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What a beautiful weekend!! Managed to get all my washing done
Found the bottom of the basket, only for DH to then put more clothes in it!!!! :cool:
Dr's went ok, he is sending me for an x-ray on my back, to see how far it has moved/turned etc. Need to have blood taken on Wedsso that I can be referred to the CFS team up here and still on the tablets, he wants to wait till my mood is 10/10 before I start the 6 months, problem for me is I don't remember what 10/10 feels like *shrug*
DH left for work this morningBut warned me I'll probably get in before him hehe I was wrong on the 3 days, it's 2 days induction then the 3rd will be spent at the depot to get used to where everything is etc While training he's on £6ph, then when he starts driving it goes up to £7.65!!! :eek: Yikes, I should become a bus driver :rotfl:
Angel is back to normalBack to running around like a crazy madam!
Still using my magnets on my arms as arms/wrists/fingers still achey but not had to use any painkillers yet
I finished at college Thursday night, just need to take the answer papers back in that they lent me to practice with before the skills test.
Managed to get my shoe tidyI hadn't checked my Nectar balance for a while and didn't realise that the amount of points I had on there could purchase anything, but I actually had £17.50 worth of points
It is now sitting at the bottom of the stairs with all DH's shoes on, was very funny last night when he was finding everything for work today and then asked me in the bedroom where his shoes were :rotfl::rotfl::rotfl::rotfl: My response was 'where they are supposed to be', with that he looked sheepish, picked up his trainers that he'd left in the bedroom and took them downstairs :rotfl: :T
Managed to cook shepherds pie this weekend, lovely, and 1 portion left in freezer for me to have another dayAttempt a lasagne this weekend hopefully
Haven't heard anything on house yet, might ring them today and see if they've heard anything.
Hope you've all had nice weekends, started off cloudy here but the sun seems to be popping up nowHave a nice day all xxx
:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0
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