My Journey

Jo_R_2

Good SOA, very thorough. Good idea to increase the grocery amount - always better to have enough there just in case than go short and have to jig other bits about if you can work it like that. I've acknowledged we spend a little more on groceries than we used to so OH (the keeper of the grocery money!:D) doesn't get surprised.

What does the emergency fund cover?

bevan840

Hi Jo

I honestly can't remember, I know £5 goes to honeymoon fund and 1p goes to moving budget, 7p a week goes to PAD. Put a little extra in though to see if we would still have a surplus as something always seems to be cropping up at the moment

TGIF!! I am knackered!!!!! Probably feeling more tired than usual as DH has day off today and he's still in bed, lucky basket!!! He says I can lie in tomorrow, not likely as he has to get up at 6am!!! So you can guarantee he will wake me up, he always does!! Going to text him in a bit and tell him some jobs to do, he says I'm supposed to be resting but can't rest while the kitchen is a tip and bathroom hasn't been cleaned for 2 weeks :eek: Sofa needs hoovering, etc etc the list goes on! He's got a long day tomorrow and won't get back till early Sun morning though so I've told him I'm going shopping only and then staying in the house to play my game Haven't got the boys this weekend as Mum doesn't want to mess them around which I totally understand, and had another go at DH to get his a** into gear finding another job, plus it's youngest's birthday on Sat so she might have made plans for him, so Sunday we have all to ourselves, we don't know what to do

MIL has swine flu and DH went to see her the day before she was diagnosed, apparantly she seemed ok but obviously she wasn't, increased the Vit C I have but still coming down all sniffly and sneezing loads Hoping he hasn't 'carried' it home for me!!!

Hope everyone is ok xx

savingholmes

Hi - just popping along to wish you a good day! I'm wiped myself today. went to work yesterday feeling guilty as I knew DD was ill - have kept her off school today so guilt now minimised!

bevan840

Aww bless her, hope she's enjoying some Mummy time today then xx

savingholmes

DD enjoyed her mummy time - she is still ill - she may need to go and stay with her nan to have more time to get well! Used some of my challenge money today to buy her some new footwear!

bevan840

Awww poor lil one, hope she's feeling a little better now.

Well, updated siggy as it's the only thing I didn't do last week Haven't really done much, had gas bill yesterday and they now want to up the monthly payments to £65, so rang up and asked if I was to start paying via DD every month could I drop it to £60 and they agreed to it Will be coming out of bill account, by the next bill we will be ok to pay off the whole thing so looking forward to that Will then be able to pay off the bills when they come in instead of paying a little each month, worked out that we pay around £800 a year for gas, so divided that by 12 along with my other annual payments and added it onto the monthly amount going to Bill Account

PaD is now at 56p Wahoooo Party Time :rotfl: I think I might give up with this one, I've got the new computer which is what the PaD was going towards and could do with the 7p in my normal account so that we can get out of the overdraft again, not as stressed though as I have everything in order for a change, weird not feeling stressed over money anymore The debts are still there but for the moment they are all under control and that is what I'm not used to, taken a good 8 months to get it all in order but atleast we got there

Should be able to pay off DH's debt with his boss by next week :T 2 in 2 months finished, look forward to that Knuckle down on CC's next, get rid of them asap!

Went home last fri to find practically everything had been done!!! :eek: I couldn't believe it, so bought him a lil bag of peanut M&M's as a treat and to say thank you for the help, he says I'm daft but I thought if I was to reward him nicely for helping he might do it again :rolleyes: And then eventually he'll do it without me even asking

Sniffle's don't seem to of developed into anything yet, but unsure what is going on at the moment as I'm completely drained and arms and legs are painful again, although not sure if it's because of the cold or maybe it's something else Still loving my game, but having to time myself and make sure I do everything I need to before I start playing or there are late nights So from tonight I need to complete everything (sorting lunch, drink, med's, bath) if I finish all that before 9pm then I can play, if not I can't, hoping it will get my a*se into gear also as will want to get the jobs done quicker

Hope everyone is ok x

Jo_R_2

I know *exactly* what you mean about it taking a while to get everything organised, I was exactly the same but you get there in the end don't you? And the feeling of being in control is a revelation - it makes me wonder why I didn't do it before!

LOL@ rewarding DH - had to chuckle at that! Let us know if it works!

bevan840

He did the bins tonight and the cat tray with only a little prompting Still hasn't eaten them yet though lol thought they'd of all gone by now!

savingholmes

what game is it you are playing bevan

bevan840

I'm afraid to say I'm a complete Sims fan SH, bought Sims 3 the same weekend as the computer and I love it! It's very different to the first 2 games that EA have done and sooo much better!!

DH even put the bin out for the binmen this morning without me asking, good job as I'd forgotten! The only time I remembered was when I realised when I walked out the door it was missing! then I found it by the gate for the binmen :rotfl: and he scoffed the lot last night as he was feeling 'peckish' lol