How to spot a Dodgy ATM

staffie1

MPH80 wrote: »

What would actually make a lot of sense for the banks to do is to implement the cashpoints in the same way as some chip and pin devices.

What I mean by that is not that they can be opened and have pins captured ...

What I mean is that instead of taking your card into a mysterious hole where you can't see what happens is to just put it into a slot just far enough to read the chip. If the entire mag stripe can't be run through a reader - then getting the pin is no good to the fraudster (other than mugging you - which is a far more dangerous crime for both involved). But that's an easy message for customers to understand - "Your card should go no more than 3cms into the slot! - if it goes further, immediately call police".

Problem is, of course, those people visiting from countries where we don't have chip and pin yet.

M.

Good idea. I guess though it would be a matter of time before the crooks find a way of exploiting chip security too

staffie1

James wrote: »

Try Google Images - ATM Fraud (Lots of Examples of Dodgy ATMs).

Crooks really try hard to get hold of your PIN:

Click here - Excellent photo's of False Keyboards

BTW James that link don't work

James

Sorry my error: I've corrected it.

But here is the photo of the False Keyboard (ATM Overlay)

(Click here).

US Embassy London - Warns U.S. Citizens of ATM Fraud in the UK increasing significantly (March 2009)

Photo of ATM as it should be and same ATM with Skimmer fitted.

(Click here).

Extant

MPH80 wrote: »

What would actually make a lot of sense for the banks to do is to implement the cashpoints in the same way as some chip and pin devices.

What I mean by that is not that they can be opened and have pins captured ...

What I mean is that instead of taking your card into a mysterious hole where you can't see what happens is to just put it into a slot just far enough to read the chip. If the entire mag stripe can't be run through a reader - then getting the pin is no good to the fraudster (other than mugging you - which is a far more dangerous crime for both involved). But that's an easy message for customers to understand - "Your card should go no more than 3cms into the slot! - if it goes further, immediately call police".

Problem is, of course, those people visiting from countries where we don't have chip and pin yet.

M.

Exactly - this prevents the use of cards that rely on the strip, i.e foreign cards and UK issued cash cards.

On another note, it prevents the machine being able to retain a card that's reported lost/stolen, etc.

MPH80

BarclaysManager wrote: »

Exactly - this prevents the use of cards that rely on the strip, i.e foreign cards and UK issued cash cards.

On another note, it prevents the machine being able to retain a card that's reported lost/stolen, etc.

I think, on the first point, that'd have to be a commercial decision for the banks - it could also act as a way of ... persuading ... the other countries to catch up. It'd be interesting to know what %age of transactions at ATMs in GB are from overseas based cards.

On the second point - there are ways and means - you could have a slot which ordinarily wouldn't let the card in further than need be - but would clamp it into place once it was in - and then if found to be lost/stolen could be sucked in without the clamps being released.

M.

hippey

The problem comes when you don't really know what an ATM is meant to look like, take the whole of front skimming devices, very well made and impossible to tell apart from the 'real' machine, except along teh bottom of the device where it was not quite secured on very well.

And 3 very interested men when I pulled the front off!

One rule of thumb, never attempt to challenge them, they will fight for the devices!

James

Some more good photo's of ATM's & PIN capturing devices

Click here.

Article on ATM's including the above link and more:

Click here.

James

Here's another way of spotting a dodgy ATM, which I over-looked.

A GANG reprogrammed a cash machine to pay out 10 times what customers asked for, a court heard yesterday.

Click here.

Rosemary7391

I used to work in a supermarket, one of my jobs was to check the ATMs each morning. My boss recommended I try to pull the front of the atm off - it shouldn't come off! Then to check for a camera where it could see the PIN and anything over the card reader (anything inside triggered an anti fraud device). My advice would be to try and use machines you are familiar with - now I nearly always use machines from the supermarket I worked for, simply because I know what they should look like!

eschaton

never-in-doubt wrote: »

I heard, from a HR training video (I work in personal protection) that there is also the security feature for ATM's that means if you put your PIN in the wrong way around (say yours is 1234, you type in 4321) that is an alert that means you're in trouble and the machine stalls whilst the police are alerted.

Is this actually factual? I always want to try it but scared i'll get nicked for wasting police time, just wonder why it isn't readily available if indeed it is true and not an urban myth that my employers have taken a step too far....

It would be used if you were being held up or threatened at the ATM etc....

Hilarious that anyone would believe this for a minute in the first place.

Just imagine that your PIN was 5775 - would the Police come everytime you use the ATM ?