The Debt Free Birthday Club Challenge!

SarahNeedle1872

Another £10.09 free scratchies money today

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SarahNeedle1872

£248 for me today.... wish we had bonus pay day every month!

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SarahNeedle1872

Oooo, 20% paid




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mooomin

Morning all!

It's payday tomorrow so it's time for my maths for the month!

Starting debt = £6,993.88
Current loan balance = £6,466.99
Amount in Instant Access savings = £140.79
Amount in No Access savings = £500

So, by taking off the amount in savings I work out that I now owe £5,826.20.

The ticker is below, and I have only paid off 16% now from 12% last month. This is still pretty good as I have PADded and increased my savings balances, but also withdrawn £130 to pay for tickets to Edinburgh Fringe events. I have also just ordered tickets to gigs, so that will come out of my PAD money too. I'm not feeling too guilty though, as without things to look forward too, the life of a DFW would be dull indeed!





Hope everyone is well, don't let the Mondays get you!

laura2481

Morning F_F! Still astounded by your ability to get up so early in the morning and be coherent enough to type anything that resembles English (or should that be Scottish :rotfl:)

Anyhoo- how does this bingoport thingymy-bob work? I need to start doing something proactive again to save money towards birthdays/christmas etc.

Laura

laura2481

flying_fresian wrote: »

I'm not feeling too guilty though, as without things to look forward too, the life of a DFW would be dull indeed!

It would indeed! And just think- this time last year you would have probably bought it on a credit card or on your overdraught and increased your debt! So enjoy it- because you earned it!

mooomin

laura2481 wrote: »

Morning F_F! Still astounded by your ability to get up so early in the morning and be coherent enough to type anything that resembles English (or should that be Scottish :rotfl:)

Anyhoo- how does this bingoport thingymy-bob work? I need to start doing something proactive again to save money towards birthdays/christmas etc.

Laura

Not sure I'm that coherant :rotfl:

Bingoport is free bingo and slot machine games. You play for points not cash. And we all know that points mean prizes!!

You won't make massive amounts from it, I am lucky if I get £5 Amazon vouchers per month, but you can cash in less points for bingo money at other sites and you might win cash there I suppose.

It's a fun way to pass the time when I'm drinking my morning coffee!

laura2481

Think I'll join... do I need your username or summat to say you refered me? PM me if you do

*Jellie*

Hi everyone!
Have gone a bit off track with some emotional spending this week so need to cut way back next month to make up for it.
My end of month summary.....

Candifloss_2

Candifloss wrote: »

Hi all :hello:

Citi £4,984.00
Barclaycard £993.00
Mutual £800.00
Anglian water £850.00
Council tax £122.35

Total £7,749.35:eek:

xxx

Update from start of challenge:

Citi now £4,662.00
Barclaycard £956.00
Mutual £600.00
Anglian Water £850.00
Council Tax 0.00

Total £ 7,068.00

Not going to get there at this rate. Need a serious kick up the bum!!

I seem to have lost my ebay mojo, but on the positive side i have got 2 mystery shops booked for july.

Oh well, onwards & upwards.

Hope everyone is doing a bit better than me. BUT i am NOT giving up!

Take care
Candi
xxx