The Debt Free Birthday Club Challenge!

mooomin

Candifloss wrote: »

Hope everyone is doing a bit better than me. BUT i am NOT giving up!

You're doing fine Candi!

You posted originally on the 19th of April, and have cleared a whopping £681.35 since then!

Everyone debt-busts at their own pace, so don't do yourself down for clearing so much already.

savingholmes

Well I have made my minimum payments for the month approx £170

shrimpy_80

Hmmmm... Not exactly whizzing along but at least going in the right direction - slowly! Changed jobs which means a changed pay date, so finances all a bit up in the air with two lots of rents etc coming out of one months salary, hopefully once I hit next payday I can redo the budget and step things up a gear. The good news is my pay has gone up a bit which means its enough to cover all my outgoings, leaving all of my £10 a day challenge money to throw into this challenge.

I was all depressed when I saw my ticker but writing this post has made me feel much more positive!

Candi - f_f is right, you are doing really well! Someone on here once posted something really clever and profound about a mountain which I can't remember fully so will plagarise badly - it does feel at times like you're only a little way up a huge mountain but at least you've started climbing, so just think how you will feel when you are coming down the other side! I don't post on here that often but when I do, it does remind me of the progress I've made and that its ok to feel good about it, rather than feeling bad about how I came to be here in the first place.

Sorry for the ramble, hope that made some kind of sense! Good luck with the challenge and keep posting x

tirlittan

Hey all.

I need to sort out how much I owed at the beginning and how much I've paid off and then I can update here as well. Want to do one of those tickers as well when I get home.

LondonAndy

I still need to go and get a ticker thingy, but for heres my update at 1/2 way though 2009. Xmas is coming, lol.

Debt now : £21,465

Achieved since LBM - 24.07% paid off :j
Achieved since DFB sign-up - 9.3% paid off :j

I can almost see the finish line on the Capital One and now cannot wait to get down below £20k in total. That will be a huge boost!!

EverTheOptimist

Hey all

Just a quick update for me, then off to catch up on the posts.

Debt on starting this challenge: £2850
Debt now: £1455. :j
And 1 whole debt cleared :T

Am so pleased with this, as before this challenge and the PaD challenge, i probably would have been adding to this not reducing it. Am definitely aiming for October to be DF.

Bring it on.

laura2481

Hi everyone :hello:
just updating my ticker




As I have had an expensive time last month (read that as wasted a lot of money :rolleyes:) I was only hoping to reach 21% this month but have just added stuff up and have actually got to 22%! :j And there is still a little more to take into account when the statements come back from halifax and hsbc! So I am now in a good mood

Also, next month I will finish paying OH back the money I owe him so I'm looking forward to that.

hope everyone is doing ok!

Vicster5

Well done to everyone so far - glad it's not just me that wanted to be debt free by 30, I started my own personal challenge (before i discovered mse forums!) back in Feb I don't have long to go but any help/motivation in my last month has got to be a good thing! Then once I am done I will pass on my knowledge and good advice that I've been given in a good karma style!!

So what I am saying is can I join please?? £2,000 in a month is nigh on impossible at this stage but if I don't try then I won't know...

Vicster5

laura2481

Hi Vicster5! Welcome