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Vanquis Increases / Statements

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Comments

  • young_victor_meldrew
    young_victor_meldrew Posts: 213 Forumite
    Has anyone else had a CL increase/upgrade to Gold lately?
    Official SOS Club number 011 - Dry until 17/11/2009
  • wrangler5
    wrangler5 Posts: 100 Forumite
    I can't work Vanquis out. :confused:

    I had one increase on statement 4 from £250 to £500, i have just got statement 10 and still no further increase. Funny thing tho is they did put a leaflet in the 10 statement telling me tips on how to get a further increase.

    Pay in full by DD every month but i never spend more than £90. Usually much less.

    Is it bad idea to phone up and ask for an increase?
  • Rose123
    Rose123 Posts: 397 Forumite
    wrangler5 wrote: »
    I can't work Vanquis out. :confused:

    I had one increase on statement 4 from £250 to £500, i have just got statement 10 and still no further increase. Funny thing tho is they did put a leaflet in the 10 statement telling me tips on how to get a further increase.

    Pay in full by DD every month but i never spend more than £90. Usually much less.

    Is it bad idea to phone up and ask for an increase?

    Good question!
    Official SOS Club number 014 - Dry until 29.11.09
  • cifpower
    cifpower Posts: 6,502 Forumite
    If you ring Vanquis and ask for an increase they will tell you the same thing they told me - "they are automatic, they happen as and when, you cannot request one"
  • victor-meldrew_4
    victor-meldrew_4 Posts: 763 Forumite
    cifpower wrote: »
    If you ring Vanquis and ask for an increase they will tell you the same thing they told me - "they are automatic, they happen as and when, you cannot request one"
    they say that about everthing i think.thats the response i got for interest rate reduction.im good enough for gold card but no apr drop im on 49.9
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    The Vanquis leaflet 'A guide to improving your Credit Limit' suggests everything apart from phoning them up and directly asking for an increase. I guess they just don't want us to call :o.
  • wrangler5
    wrangler5 Posts: 100 Forumite
    Thats the same leaflet i got today. Everything i already am doing myself. I wonder if they are hinting that if i used the card more that i might get an increase? :confused:
  • bigbum_2
    bigbum_2 Posts: 866 Forumite
    wrangler5 wrote: »
    Thats the same leaflet i got today. Everything i already am doing myself. I wonder if they are hinting that if i used the card more that i might get an increase? :confused:

    They do state, 'Use your card regularly and make your payments on time.....'

    So maybe it would help to make a (few small) purchase(s) every month to satisfy their criteria :cool:

    I'm nearly maxed out so i'm not spending on the card, i'm paying off!
  • Rose123
    Rose123 Posts: 397 Forumite
    bigbum wrote: »
    They do state, 'Use your card regularly and make your payments on time.....'

    So maybe it would help to make a (few small) purchase(s) every month to satisfy their criteria :cool:

    I'm nearly maxed out so i'm not spending on the card, i'm paying off!

    oh gosh, lol
    Official SOS Club number 014 - Dry until 29.11.09
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    The last time I got an increase from Vanquis, I hadn't spent anything on the card for that statement period. The only activity on my account is the £100 monthly payments.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
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