Vanquis Increases / Statements

never-in-doubt

Innocent_Guy wrote: »

Vanquis do exactly way they say on the tin! offer credit to those with none / adverse and help you to restore your credit file

exacterly matey :j

juno

mistercovert wrote: »

Anyone know why the Vanquis card is styled so bland? No name on it, just a blue patterning, is it just styled to look very minimalist and understated?

I quite like mine!

I have an Alliance and Leicester debit card and that's a similar blue, so they match quite nicely

never-in-doubt

juno wrote: »

I quite like mine!

I have an Alliance and Leicester debit card and that's a similar blue, so they match quite nicely

yea, exacterly - they helped us when no otha begger would............... I'm loyal like that, and at 29.7% who wouldn't...........

cmmon you vanquis......... :T

naijapower

Well, in my opinion, Vanquis are not proud of their name..
I dont see why the card just bears Visa

naijapower

If people chose Vanquis, then by all means they should be happy to display it proudly.
Afterall it is serving a purpose..a very good one by the way _ helping all and sundry re-build or build from scratch their credit history

never-in-doubt

naijapower wrote: »

Well, in my opinion, Vanquis are not proud of their name..
I dont see why the card just bears Visa

because they don't want to make peeps look like they are gagging; as Monument etc do........ I think you mis-reading this, it aint about advertising brand - it about helping the peeps that need help.....

Innocent_Guy

never-in-doubt wrote: »

because they don't want to make peeps look like they are gagging; as Monument etc do........ I think you mis-reading this, it aint about advertising brand - it about helping the peeps that need help.....

Correct.........

naijapower

I have to agree...Absolutely spot on!

mistercovert

Vanquis targets a niche market (a niche market that is going get bigger!), it helps people back onto the credit ladder. It doesn't want people who earn £50k per year and want a £10k credit limit.
Most people would be appalled at the huge interest but then a lot of the people who have a Vanquis account strive to pay off the balance every month and thus avoid the large interest charges. It was the only credit card company to offer me a card after my IVA.
It may look a little bland and understated, but I am still pleased to have it.

never-in-doubt

mistercovert wrote: »

Vanquis targets a niche market (a niche market that is going get bigger!), it helps people back onto the credit ladder. It doesn't want people who earn £50k per year and want a £10k credit limit.
Most people would be appalled at the huge interest but then a lot of the people who have a Vanquis account strive to pay off the balance every month and thus avoid the large interest charges. It was the only credit card company to offer me a card after my IVA.
It may look a little bland and understated, but I am still pleased to have it.

I'd say you're spot on with 5 points in your statement - well done.

I agree, Vanquis are ok, they gave me my lucky break - without which, i'd not have my two mainstream cards......