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Vanquis Increases / Statements

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  • cifpower
    cifpower Posts: 6,502 Forumite
    What's odd?
  • It is odd having a credit card again after not having one for five and half years. Still waiting for my pin to arrive before I can use it. Not sure what I will use it for to be honest. I have spent the last few years just using my debit card and pre-paid master card. Haven't really missed the credit card, everything I wanted I saved up for, going abroad was easy as my cashplus mastercard worked in every ATM and restaurant I used.
    I suppose it will be an emergency option.

    Rob
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    That's odd

    what is odd? :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Hello VANQUIS members!!! My last statement from Vanquis was £2 LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • But how much of that was interest?:p
  • has anyone got there apr down with vanquis.what happens when you stop threatening and realy go to cancel.did proliant cancel his card,was he offered better apr when doing so.being nosey sorry.its just that on the best rate it would be a cracking little card?????????
    NID do you have a strategy for getting it down?
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    NID do you have a strategy for getting it down?

    Hi mate, sorry the only way I would suggest is to ask them and if they say no, close account wait 6mth then reapply - you should get auto accepted as good standing prev customer, thats what they told me but then my teir is a B/C so i'm happy enough at moment......
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    But how much of that was interest?:p

    None !!!!!!! :p
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Hi mate, sorry the only way I would suggest is to ask them and if they say no, close account wait 6mth then reapply - you should get auto accepted as good standing prev customer, thats what they told me but then my teir is a B/C so i'm happy enough at moment......

    I'm on D or E :mad:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Hi mate, sorry the only way I would suggest is to ask them and if they say no, close account wait 6mth then reapply - you should get auto accepted as good standing prev customer, thats what they told me but then my teir is a B/C so i'm happy enough at moment......

    cheers.i dont know why i just dont want to cancell.if i get minstream soon i dont suppose ill care.ill try what you suggested.thanks
    littlewoods/littlewoods direct/marshall ward/kays/greatuniversal/empire stores/addittions/grattans/next/ambrose wilson.barclay card/cap1/bos/vanquis gold/vodafone/3 .dell finance/currys finance
    Official SOS Club number 009 - Dry until 18.11.2009
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