credit card clearance

never-in-doubt

sczech wrote: »

I've just been contacted by Glovista Red S.L. Can I assume from comments posted that this is another scam? Thanks

you can indeed :beer:

sczech

Is it posssible for you to be a little more specific please .:cheesy:

never-in-doubt

sczech wrote: »

Is it posssible for you to be a little more specific please .:cheesy:

Sure - what are they offering and why are they offering it to you? If it is to 'wipe your debts' then it is a con - like all the companies that offer such a service. Avoid like the plague!

See for yourself - would I pay them? Nope

http://glovistared.com/home

Would I run a mile if they contacted me? Yep

dfh

The OP hasnt come back.I bet those companies took all his money and the bailiffs have taken his PC off him !

PROLIANT

dfh wrote: »

The OP hasnt come back.I bet those companies took all his money and thr bailiffs have taken his PC off him !

Hopefully.

never-in-doubt

PROLIANT wrote: »

Hopefully.

LOL, they would leave the charger though so if he shoves it where the sun doesn't shine maybe he'll realise he'd have been better paying the debt and not his electric bill haha !

PROLIANT

never-in-doubt wrote: »

LOL, they would leave the charger though so if he shoves it where the sun doesn't shine maybe he'll realise he'd have been better paying the debt and not his electric bill haha !

:o:o:o:o:o

OBIWAN

Hi, its interesting reading the previous posts on the thread about this. Im in the middle of a dispute with Crapital1 and was wondering if someone could give me some advice.
I sent a CCA request 8 July 09 and a 2nd request 18 August, both by recorded delivery. I didnt receive a response and so I cancelled the direct debit.
I got a default charges letter end of August and since September Im receiving calls from their collections department. Im trying to politely remind them of their obligations as per my letters but they ignore my points and are threatening action and adding default charges to my account, and these are pushing me over my credit limit so theyre adding overlimit charges too.

Theyve cashed my £1 cheque and acknowledge my first letter and claim to have sent a copy of their terms and conditions but ive not received them.
Collections cant seem to help, they barely even speak english, and theyve said I need to discuss my account with customer services for a copy of my CCA.
What should i do next?

Im also concerned about my credit file. AM I wrong in assuming that they cant register data with a credit ref agency without my written consent, i.e. a credit agreement, which they cant prove they have, so what do i do if theyre showing me in arrears or over my limit?

Any advice or help would be very welcome.
thanks
Obi.

never-in-doubt

Mr Kenobi - have a read here mate: Unenforceability & Template Letters

This is an older thread, slightly outdated.

Catch you over here: Unenforceability & Template Letters

OBIWAN

Wow fast reply, cheers NID.