28th/29th Weekend "What small dfw things have you done??? thread.

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• make some flapjacks for DD
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for low spend day
• plant some more seeds and do some work in garden
• go to market for some bargain veggies
• use no 7 voucher in boots
• sparkle a lot - stripey socks socks today
• use lots of smilies to cheer me up

Good morning lovely dfw's hi to any new posters and a big wave to all the regulars.
Woo Hoo its the weekend
Off to town this morning for some fresh veggies from the market, gardening planned for this afternoon.Also need to pick up some different feed for horsey.(Angelflower - Happy Hoof is what vet recommended too )
I have one lazy pepper seed now sprouted:j so that's a start, everything else doing well, need to transplant courgettes as they are taking over.

Hve a great day everyone, hope you all get lots done. xxx

bookadict

Hi Sophies mum, I'm glad it's not just me that's up early on a Saturday.:mad:

Over the weekend, I'm going to do the following:

- Dismantle the spare bed and take it to the skip - it's past its sell by date!
- Take the books back to the library and possibly get some more out.
- have a store cupboard tea.:D
- tidy the apartment and sort out any carp for a car boot sale.
- Clean the cooker with stardrops.
- Make lots of cakes :cool:
- Tackle the rather large pile of washing up. I'm convinced there's a pesky fairy who collects the dirty dishes from other houses and puts it in my sink:rotfl:
- Keep smiling and try not to think too ,much about the oh medical review board on monday. easier said than done!!

Big hugs,

Cx

P>S - I'm wearing pink socks with white hearts.:T

Lottebear

Had a OK week for spending nothing more spent than planned for.


Today I have or will;

- Daily Scratch cards 20p
- Checked online banking and the bills have been paid after pay day :j

- Checked ebay and items are doing nicely, wrap them in preparation for sending

- Use gym membership

- Haircut later

- Store cupboard lunch and tea

Paulgonnabedebtfree

All the usual online banking, PAD etc plus going to work in a minute to earn some extra.

bathgatebuyer

I'm off to the movies today so will be £6 down as I'm off to see 'The Damned United'
Will watch both football matches today on Setanta;
Have got a Glass's Price Guide for my car today from a friend who's a dealer (cars not drugs!) which shows a car like mine in a below average condition to still be worth £1200 more than the dealership I was trying to trade it in too (and mine is in an excellent condition if I do say so myself!);
Will have a look in HMV today to see if there's anything I fancy spending my £10 voucher on...............
Transferred £3,000 from my current account to my ISA (it was my year's bonus money) - now I have to decide what I'm doing with it and when!

(The car thing is that I have an 8 yr old car with 83,000m on the clock. My Mum wants a new car and she's got a price for trading in her car against a new one, but given that her car is 4 yrs old with only 16,000 miles on it, I've said that I would pay the difference between her trading in mine for the new car and what hers would ahve been worth - I get a great more fuel efficient car that I have known from new, and she gets the new car she wants and doesn't lose out financially, and I get rid of the of 83,000 mile rapidly depreciating asset. The dealership offered her £4K for hers and £1,500 for mine which is quite a bit less than Parkers and Glass Price Guide suggest, so she's spending the day shopping around and I'm off to the pictures! Ha ha!!! Taking her car will save me £10 a month in insurance, and I'd be £100 a year better off in road tax, and about £40 a month better off in petrol. Hopefully there's a dealer out there willing to go closer to what the price guides suggest mine is worth)

sophiesmum_2

Have a good day paul - hope the sun is shinng where you are - nothing worse than cold and wet when you are working outdoors.

Pookie_lou

Morning guys, today we are popping into town this morning to try and get a dress for a wedding we are going to next month, OH has promised me lunch

Apart from braving the crowds, I shall be -

* Doing quidco clicks
*Read papers online
*Check bank acc
* Ironing this afternoon :rolleyes:
* Having a storecuboard dinner later and staying in tonight
*List more Ebay items and books on amazon that have expired
* Try and sort out spare room..its a tip!

Have a good day everyone x

Pippilongstocking

Morning all

My dishes fairy is very naughty as well - maybe we are sharing the same fairy

Today DS away on his holidays - wooo hooo for him first time in Englandshire (I kid you not)
[STRIKE]Check bank[/STRIKE]
Continue meal planner thing for April - so far we have got 14 days planned with able daughter helping me plan the other bits (I need to seriously budget inApril to let me to a mega shop (6 months) when on the mainland this time next week with a car woo hoo)
Continue to ferret about the in cupboards etc etc etc to check what I have on my list and see if I still need buy it
Continue ot monitor loo roll consumption 21 rolls went in the upstairs loo on the 12th march.............its all rock and roll life in this house you know!!
(Do any of you know your loo roll consumption - I thought I did - but so far am wrong......so now conducting a scientific study )
Do some work - its the weekend and with one thing and anohter I didn't get that much done through the week
[STRIKE]More batch cooking methinks[/STRIKE]
[STRIKE]DD wants to make sneaky quickie pizza today so we are making sure we have everything for that[/STRIKE]
[STRIKE]OH turning up at some point maybe tomorrow - so will get out something nice for him coming[/STRIKE] (roast chicken that we will rubberify later
Dogs to walk
[STRIKE]Darwin to declutter and spring clean - he needs some tlc. a wash and a thorough re jig of blankets[/STRIKE]
Bit in the garden re arrange some seed trays - plant more garlic - late but hey ho its french and lazy so I doubt it will notice
Leaf mould on the bed outside the dining room window
Some more seeds to sow and I might put some radishes and some beetroot for early stuff in a bed in the greenhouse
[STRIKE]Go on the obiligatory slug hunt - there numbers are depleting - but constant vigilence is needed - I keep finding slug eggs which means there are some very naughty slugs somewhere still[/STRIKE] 6 slugs ergh
[STRIKE]Feed henny pennies and collect eggs - give them a slug treat if I can[/STRIKE]
Write out twinks hob nobs for DD and the muffin recipe for book we are starting our own DD and mum file - then she can take it off eventually with her (Both my kids love cooking so hopeuflly they won't ever starve when they depart for the big bad world)
Read more of library book ...How to feed you family for almost nothing.......etc - like the way she writes
M and S offered a reveiw write for the website - need to look into that
Logs to do (ALWAYS!)
Start to re-nice ify the spare room which had all the lovely books etc taken out of it - got a pal coming to stay when I am away (I hope) and want to spoil her a bit in return for dog and house sitting)
Pick some flowers from the garden
Need to pick some willow from each of my plots and take some photos before they burst into leaf


Well its got to be a busy weekend and rest of the week if I can go south for my trip.
Need to free up one CC so I am not out of pocket for my expenses travelling etc

Using cash for my shop to keep me right

Made random curry last night - cauliflower, 1/4 jar old peanut butter, tin of potatoes, old hm curry sauce in the freezer - what I then thought was spinich from last years final garden stuff - was actually coriander (must remember to sow some before I go) so the curry was lovely as I shoved in a whole bag of the not spinich - :rotfl:

Moved freezer around and fridge looks pretty bare at the mo! Hope you are all good away for a mooch down town with the hounds and the daughter - charity shop, possibly butcher for bones (dogs) and a local chookie (expensive but nice) and it will turn into 'rubber chicken' - need to redo my hair etc and have an MOT before OH turns up lol:D

Pippilongstocking

PS lovely sock action on here today so far

Mine at the moment are stripey with little peedie doggies on - but need a shower and will probably indulge in some kind of nonsensical sock wearing to spurn me on have lots of work to do.

PS SM one lazy tray of peppers up - long red ones sweet kind you see in lidls - but my mixed chilli's are just sulking - they know they are my favourite......goodluck with the courgettes - i read somewhere about putting courgettes in bigish pots and then in a tray with two newspapers deep underneath them like carpet underlay - if that makes sense - then when you water them they never dry out or something similar - I guess like capillary matting but recycled......

mogchops

Good morning all!

Miserable grey day here, but its Saturday, which means its 8.30 & I'm still in my jammies!! Woo hooo! :j

Today:

- Check online banking (DH paid today so moving all his money around )
- Ironing (done some already - how sad it that)
- Pack up stuff to send to Music Magpie
- do 10 comps on the comp thread
- Try & get some stuff together to list on ebay

When I was clearing out the wardrobe in the week, came across DD's bridesmaid dresses, so put them in the cleaners for £10, will collect today & list on ebay for hopefully min £10 each. As I never paid for them in the first place, then that should be a little bit of profit!

Over to mums later, she gets the Daily Telegraph on a saturday, & apparently there is a voucher for a free easter egg from Toys r us in it - so hopefully I will liberate that!

Sophiesmum - grrrr @ lamimitis!! Hope its not too serious and clears up quickly. My mums friend has a shetland who is prone to it, but he gets over it relatively quickly. I dont know what he is treated with - but his owner is a vet, so very helpful!!

Still no sign of pepper seeds popping up yet, though tomatoes and lettuce are going for it big time!

Have a great day everyone xx

mogchops

Fay - I need to go for a lie down after reading your list!!! :rotfl:

I've probably missed this along the way - but who or what is Darwin?