Claim back any unfair bank charges! Article Discussion Area

philb120

simone2697 wrote:

Hi
Ive just read this thread with great interest.
Can anyone tell me if they have done this with Halifax and how far halifax went before refunding please?
Im not a confrontational person so find it quite daunting but would definately like to claim my money back!

Thank you

Simone

Have a look at this site- it has a separate section on people's experiences with the Halifax and other banks.

http://www.consumeractiongroup.co.uk/forum/

simone2697

Argh help! It wont let me log in to that bit! :wall:

Simone

mjk_2

simone2697 wrote:

Argh help! It wont let me log in to that bit! :wall:

Simone

You need to register with the site, then wait for an email to tell you your account has been activated, then you should have access.

westie666

Hope someone can advise on this

I have sent my letter before action ... letter and am still a/w a response. Having a look at the Moneyclaim site, there is no option for anything to register in scotland.

I am looking to claim 339 and 270 from RBOS and HBOS.

Does anyone know if RBOS have a 'head office' based in England, This is just about the only way I can think of to get around this......

Also open to suggestions

Rgds
Westie666

simone2697

mjk wrote:

You need to register with the site, then wait for an email to tell you your account has been activated, then you should have access.

Thanks
Can access it now but cant start my own thread. :eek:
While i am on here is there a page showing the steps required from start to finish to take the Halifax to court over charges?
Gotten myself all confused with the different pages etc!
Sorry to be a pain in the bum...... :rolleyes:

Simone
xxx

maforduk

I got offered £500 off Barclays from the £1,300 claiming!
I'm turning them down and filing the Online Claims Court action tonight.

Burlesque_Babe

Unbelievable.

I have a Nat West basic account which I use to deposit odd bits and pieces from greasy palm and also anything from Paypal.

Anway, I made two purchases from ebay last week and paid by Paypal. I had a couple of quid in my paypal account and a couple of quid (literally) in my nat west account.

Anyway,, had a letter on Saturday - the Nat West have returned the two Paypal payments (which they are classing as DD's) , one for just over £4 and one for just over £5. Paypal should really have used my back up CC , but they didn't as the nat west at the time authorised the payments. (luckily I've now got about £20 in my paypal account for when the payments are returned)

Anyway, the upshot is that they have charged me £38 per item (!!!!!!!!!!), and my account is now £73 overdrawn with a zero o/limit.

So, I've been charged £76 in charges for going a total of just over £5 overdrawn.......

I've sent a letter from the templates and faxed it off.

mjk_2

simone2697 wrote:

While i am on here is there a page showing the steps required from start to finish to take the Halifax to court over charges?
Gotten myself all confused with the different pages etc!
xxx

This page gives step-by-step instructions (comes under FAQs):

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=243

rogue_jedi

Hi Everyone,

I am new today and just joined this great site. I would welcome some advice regarding this latest development regarding reclaiming your bank charges. I have had a rocky relationship with my bank in the last 4 years regarding charges for being overdrawn (over my overdraft as a student) and for DD being returned.

I have not had the guts to do something about it till now as I am not very good at interpreting legal stuff.

Anyway, and earlier this month I happened to have a DD of £50.10 returned as I was overdrawn. I no longer have an overdraft. However, I was then charged £30 for this in fees! I was wondering if I have any grounds to legaly reclaim this charge and any that have occured for the length of time I have been with the bank?

Thank you for any help.

westie666

Now then...

Sent 1st letter to HBOS 3 weeks ago, and got a response back last week stating:

Thank you for your recent enquiry about our banking charges...blah blah....blah...here is a copy of our terms and conditions of our accounts and a table of all charges...blah will look into this and get back to you

Rgds
Halifax


I did not have any time over the weekend to sent the 2nd letter, but recieved a phone call last night from HBOS saying that they had reviewd my case and 'out of good will' will refund the 179.00 requested. Not getting hopes up, but waiting on letter to confrim, and will send back asap.

Just 279 to get back now from RBOS

Rgds
Westie666