Claim back any unfair bank charges! Article Discussion Area

165721

newportorb wrote:

Hi to everyone, been reading the site for months but couldent join in just got broadband at home so here goes, I am up to the money claim stage against yorkshire bank for just under 5 thousand I have recently been sent from England to Wales with my job can I ask for the hearing to to be in Newport or has it got to be near my address, also because of the hold up getting broadband I dont know if I can still claim or is there a time limit, please help thank you all in advance this is a brill site

Remember that very few of these claims ever get to court, so in all likelihood you won't need a hearing, as Edinburghglass said!

Edinburghlass_2

pssst Edinburghlass

165721

He he, I've always read it with an extra g!! Getting it now :beer:

165721

Judgement against Littlewoods was issued on 11th October, how long should I leave it until I pursue them for the amount?

frankwright

My bank are insisting on sending 6 years worth of statements for each account. This will take a lifetime to filter through. Are they not obliged to provide a summary of penalties?

Frank

165721

frankwright wrote:

My bank are insisting on sending 6 years worth of statements for each account. This will take a lifetime to filter through. Are they not obliged to provide a summary of penalties?

Frank

I dont think so they are obliged to supply the data in some form. I got statements and had to sift...

Dazzaal

bookworm1363 wrote:

Make sure you ask for all available transactions and charges, as they'll try to say it took 2 people to intervene manually on your account every time they accepted/refused a transaction, and you therefore want them to show you where it says so on your file (they won't be able to )

Good luck.

ML

How do you use this when making a claim as I have asked A&L to prove that it costs them £25 every time they charge me this? They used this argument when I last phoned them because I have been refusing to pay £50 per month for going 1p overdrawn when my wife underpaid this when trying to close ouraccount(I don't know why she underpiad it). Currently They are trying to claim £226 for this which is made up entirely of charges,most banks/CCs waive this charge when you explain but A&L won't.
Does the fact that I haven't yet paid this make any difference to the principle of unfair charges that this site is promoting or do I have to pay it first & then claim it back? Incidentally A&L claim that as they haven't been told by the OFT(or whoever it is) they won't entertain any waiving of these fees, has anybody else been in this situation, as I think that I have heard here that A&L have refunded some people?
Any help or comments would be greatly appreciated as they are threatening me with allsorts of grief if I don't cough up,thanks

Stormybay

Grrrr............
I'm trying to claim back bank charges for my daughter but can't seem to log into the CAG after registration....grrrrrrrrrr keep getting locked out, I've been trying for 4 days now, and ideas?
Thanks
Stormy

family_life_2

Hi there, help would be appreciated for the following.

I have recently involved started court proceeding's against Lloyds TSB on behalf of my wife. Charges totally nearly £1300-00 with interest and court payment, anyway, I shall get to the point. It had been about 20 or so days since I went on line and filled the court details in, I have just receieved within the last day or so a letter from the court saying that Llyods have submitted a defence, and an extra bundle of paperwork has been applied. My question is this...........Do i need to fill this in and send it back? Starting to worry a little now as it seems so very formal, this will not put me off my intention of reclaiming everything that is rightfully ours.

Many thanks for any help given.

keithkeith

family_life wrote:

Hi there, help would be appreciated for the following.

I have recently involved started court proceeding's against Lloyds TSB on behalf of my wife. Charges totally nearly £1300-00 with interest and court payment, anyway, I shall get to the point. It had been about 20 or so days since I went on line and filled the court details in, I have just receieved within the last day or so a letter from the court saying that Llyods have submitted a defence, and an extra bundle of paperwork has been applied. My question is this...........Do i need to fill this in and send it back? Starting to worry a little now as it seems so very formal, this will not put me off my intention of reclaiming everything that is rightfully ours.

Many thanks for any help given.

Do you mean the court allocation questionnaire? The same thing happened with me, defence on day 28 against Lloyds TSB. Returned questionnaire with £100 cheque, which has now cleared. Waiting.