Is 3.99% 5 year fix the lowest it will go ??

adandem

cbrpaul - Ours is due to complete on the 30th, I was told today that my 1st payment would be 1 full calendar month after this date then I can change it.

We have made an extra payment to our current lender though (YBS) as we paid an installment after the redemption figure went out. I was told that this would be reimbursed on the day of completion in full.

Jacka87

I found a 75% ltv with rbs its @ 4.69%. Do any of you guys know if there is any better options out there. The post office rate that was posted earlier is now above 5%

cbrpaul

My old mortgage account now shows a balance of "0"

oh and a £149 admin closure fee was added ,

thx First Direct :rotfl:

Woby_Tide

adandem wrote: »

cbrpaul - Ours is due to complete on the 30th, I was told today that my 1st payment would be 1 full calendar month after this date then I can change it.

Because my redemption fee on previous mortgage is over £3k our date has also changed to 30th now whilst money clears. that said on monthly interest it makes it the ideal date to pay the monthly amount I guess

robbiecaratiger

Jacka87 wrote: »

I found a 75% ltv with rbs its @ 4.69%. Do any of you guys know if there is any better options out there. The post office rate that was posted earlier is now above 5%

I saw same thing at Natwest. 5 year fixed rate for LTV of 75% at 4.69% - product fee of £299

Stantheman

Havent read the last few pages of this thread coz it seemed to go off track a few pages back so can anyone tell me the current best 5 year fixed for remaortgages? Is under 4% still available?

Woby_Tide

Stantheman wrote: »

Havent read the last few pages of this thread coz it seemed to go off track a few pages back so can anyone tell me the current best 5 year fixed for remaortgages? Is under 4% still available?

The simple answer currently is no

zorber

the only one i have found under 4% is for 4 years with £999 fees :-(

cbrpaul

just thought id pop this in for those who took the A+L deal

http://forums.moneysavingexpert.com/showthread.html?t=1651515

Palm_Centro

We had a call from HSBC today to say that their 5 year 3.99 rate is being pulled tomorrow