We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Problems Renting
Comments
-
Because DH has been made redundant, and we have no income at present. We will have capital from sale of house (if we sell)
Credit rating is A plus no problems there.
Hopefully he will have another job before we get to this stage, but its not easy at the moment, he has applied for loads of jobs, but no joy at the moment.
Sorry to hear about your situation I am sure things will work out.
I think you should start your own thread - this one is a tad 'tainted'
See what other people think based on legalities not opinion.
Good luck0 -
Because DH has been made redundant, and we have no income at present. We will have capital from sale of house (if we sell)
Credit rating is A plus no problems there.
Hopefully he will have another job before we get to this stage, but its not easy at the moment, he has applied for loads of jobs, but no joy at the moment.
In your situation you have a clean credit rating, a verifiable UK address history and possibly references; totally different to OP who has none of these things.
A tenant check on you would come up with clean but no income at worst ( if the recent redundancy hasn't filtered through to credit ratings it could be even better).I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
I rent privately as I have animals and could not find an agency that would agree to them. I too came back from abroad and had no problems finding a house. Since then I have moved twice and none of the landlords have asked for any references, bank statements etc.The world is over 4 billion years old and yet you somehow managed to exist at the same time as David Bowie0
-
Paying 6 months rent, up front, to a LL should not cause a problem - the evidence should be there that you paid 6 months rent, in advance.
Paying it to a LA could be an issue, if the LA goes out of business before the 6 months expires, though.Warning ..... I'm a peri-menopausal axe-wielding maniac
0 -
I have the same sort of probes as the original post,but do not have a 6 months deposit,my brother who has his own company is willing to go as a guarentor for me.Will the agents still do all the checks even if i inform them it will come back as a NO or can they go straight for my brother.
I have managed to scrap together money for 1month up front and 1 month deposit but very worried about the large fees the agents charge.I would be happy to take all advise given to me.
Thank-you0 -
Ring the council and ask if they have a list of landlords/letting agents who don't charge excessive fees0
-
I have tried that they told me they cant regulate charges and all agents vary,and they dont have a list .Matbe it was the wrong department,i will try again.
Cheers0 -
estelle123 wrote: »I have the same sort of probes as the original post,but do not have a 6 months deposit,my brother who has his own company is willing to go as a guarentor for me.Will the agents still do all the checks even if i inform them it will come back as a NO or can they go straight for my brother.
I have managed to scrap together money for 1month up front and 1 month deposit but very worried about the large fees the agents charge.I would be happy to take all advise given to me.
Thank-you
A lot of LA's are scrapping Admin Fees for tenants - Spencers being one of them - shop around.0 -
Will these agents let me use a guarentor.0
-
Sorry to here you are in the same position as me,I hope agents will take guarantors as this is the route i wish to use.
Maybe someone else can advise you as well
Good Luck with the move i hope it all works out for you0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards