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The Golden Goose's Quest For The Golden Egg - AKA A Debt Free Life!
Comments
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hugs gg
A talk with your bank might helpAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks L and SH. Not sure what to say to them. The letter says they advise not using my account until I have had an opportunity to put funds in which would be great if I had funds to go in.
Am in a boat with a huge hole in it.
My salary going in didnt even put me in credit.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
perhaps you need to talk to cccs re a possible dmp for one or both of you?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I have tried to talk to MrGG about it, in fact just now but he is trying to save the world and manage to fix everything himself.....** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0
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I've done that before, used the wrong card for a purchase then left myself drastically short! It's been bad the last couple of months, hang in there!0
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just sort yours for now then
perhaps he is in his nothing box... see link below! My OH swears it explains all!
http://www.youtube.com/watch?v=6DKk_tdyehAAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Ahh mrds gg hugs, hope you can sorth things out hope the bank can and will help you, keep us posted xxxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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hi gg hope you are okayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
The Latest Update
Hello MSE'rs,
One goose feeling very sorry for itself here.
The bank decided to bounce my DD for my loan. Nice. Have called the loan company and paid over the phone. The lovely man even wiped the £30 fine cos I had never failed to pay before and I have been a customer for a number of years. So that cheered me up.
Imminent payment due from the insurance bods, so that is good. Can't wait!!!!
MrGG is being a tower of strength and working his tail off. I've been an emotional rollercoaster and work has had its moments which hasn't helped and I am trying to be strong and not get myself stressed as that won't solve nuffin.
Vets have sent a reminder saying that the pets are due for their injections and that this is the second reminder. KNow we should do it but not sure we have the funds just yet. Bad money management is the source of all evil.
I have not been using my current account. Well, I can't. Obviously but I am not using it for anything again!! EVER.
MrGG is paying for everything, with cash I hasten to add. Not with credit. He is being a good boy.
We even bought a lottery ticket at the weekend. Aye we is that desperate dan.
I hope to have a more positive update for you guys soon. Hope all your lives are on schedule and stuff and when I am feeling brighter I'll catch up on all your diaries. Sorry, if its all a bit me me me now.
Til the next installment.........
PS - thank heaven for Sky and Glee........** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Keep going!!!!!!! I am sure it will all come right.
At least you are aware of the situation , and not dashing round the shops splashing out on plastic xLBM Total: £33356 15/11/09 :eek: £6085.63 paid
Pay off 10% by March 2010 (3336) yes!!!:j
Pay 19k by Dec 2010 19000/5732.39 30.12%
DFW Long haulers #198.
23/40lbs0
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