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The Golden Goose's Quest For The Golden Egg - AKA A Debt Free Life!
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Hi GG - I had a poster on my wall at uni - it said "it's when things are worst that we mustn't quit" - as success is not that far away....
Keep pressing on - day by day - and one day we will have all climbed out our respective debt holes!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
SH - my debt hole is more like Cheddar Gorge.....** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
The Latest Update
Once again, there is nothing on TV AGAIN! What's a goose to do?
I have had a soak in the bath, got my stuff ready for work tomorrow.
Now I am settling down to watch MasterChef followed by the Gypsy Wedding Cutting Edge thing at 9pm. Who says no social life is boring! Having no social life is definitely cheap if nothing else.
MrGG and I may venture out at the weekend for some cheap eats. He says we can make it a date. Don't mind if we do!!
How much rain today? Loads. I got soaked earlier walking the hairy one. Hairy one is now drying ones doggyness out in front of a radiator.
No MSE today. Did spend a £ on some cupasoups though am sure could have got cheaper elsewhere, never mind, it was cash in my purse and my own money so no further debts incurred.
Just eaten some lush pumpkin soup from the freezer that MrGG whipped up, super delicious, hint of chilli too!
That's all my news, not much but an update all the same.
Wishing all my cyber debt busting buddies a great week. Its nearly the end of the month!!
Til the next installment.........** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
I dont watch Eastenders, havent for years, just catching the end of it, PURLEEEEASE don't tell me Sonia and Phil are getting it on???
PUKE!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Oh and one more thing, isn't Billy Bianca's half brother? So if he is snogging Whitney, is that not his niece????
I knew there was a reason I don't watch this drivel. *reaches for the remote*** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
I may be wrong, but I think Whitney is only the whinging gingers step daughter??
Enjoy your date!!
And pumpkin soup sounds lovelyLBM Total: £33356 15/11/09 :eek: £6085.63 paid
Pay off 10% by March 2010 (3336) yes!!!:j
Pay 19k by Dec 2010 19000/5732.39 30.12%
DFW Long haulers #198.
23/40lbs0 -
can't help you with the 'enders question, stopped watching it years ago....used to have a bit of a thing for Grunt though!!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0
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hi gg hope work is going better for you and that you have a good weekAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
The Latest Update
Received a text from the bank asking me to call them and now I have had a letter and they are offering to "help" if I call them.
I went hideously over my OD limit last month, oh and the month before that. Its not due to living frivously and indulging myself, the long and short of it is my job doesn't pay me enough to cover my outgoings and all of my hideous debt.
MrGG needed to buy something for a project the other day, so I purchased it via ebay thinking that this was for my credit card, but NOOOOOOOOOOOOOO its out of my current account. Double drat. Anyhows, its gone through, but the item hasn't arrived and MrGG hasn't put the money in my account.
Scream? I could cry.
Til the next installment.....** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Keep yer chin up chuck.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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