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Trials and tribulations of a Debt Free Wannabee!
Comments
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Morning SH,
Oh dear about the kettle, ours did that last year, just stopped working for no apparent reason. Manged to get one from Woolworths before they went bankrupt...keep hoping that it won't blow up as I can't take it back lol.
Sorry to hear that you're not going to get a great amount for your car, hope that something turns up soon on that side of things for you.
And Masses of Good Luck to you for your interview today, will be thinking of you.
Tea
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GOOD LUCK. Hope it goes really well.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Good Luck Lovely!
:j:D Mortgage: Jun 08 £155300~Repayment Made: £4300~Remaining: Mar 10 £151000DFW Nerd 1190
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Good Luck SH, I'm probably too late as usual, lol! x0
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Just got back from this mornings interview - went well. Agency plans to market me to clients today!
Having a quick dinner before back out in 30 mins or so to next interview.
I can't stress enough how much it means to have you guys on here showing support - partly as it is very lonely being at home all the time - when you are used to working and having social contact through that....
thanks again!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well - I did okay at this afternoon's interview - won't know for sure until Tues/Wed next week could be a 3 or 4 stage process EEK!
I managed to get a kettle for £10 which was one good thing at least. OH has lost another 3lb too which is cool.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
:wave: Hullo, never knew you had a diary.
Hope the interviews lead to fab job :jLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Hi Shelley - I think I posted the link on the paperhat thread once LOL Nice to see you on here!:wave: Hullo, never knew you had a diary.
Hope the interviews lead to fab job :jAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Evening SA. Sounds like you have been a busy bee in the old interview department. I am sure a fab job is just around the corner for you.
Well done to OH for his weight loss :TProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
I am finding that a lot of interviews nowadays, are going above and beyond the 2 stage types. Now its a minimum of three stages and a thorough vetting.
In some cases I don't blame them as they want to know they are getting what it says on the tin.......... but still! Not to mention the good old probabtionary period too.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0
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