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Trials and tribulations of a Debt Free Wannabee!
Comments
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Brilliant, sounds like the job for you, I will keep my fingers and toes crossed. A 12 month contract is good, usually they lead to full-time and at least it would be 12 months salary!
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savingholmes wrote: »12 month role - could go perm if I make a strong enough impact (offer good enough benefit):D It would be a fab role if I got it. It is a brand new role and has all the elements to it that I am after to build my career further!!!:j
Oh sounds good! Fingers crossed for you savingholmes!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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That sounds like a great job opportunity - I will keep my paws crossed for you. :j I am full of admiration at the way you are juggling lots of different job options at the same time; it works well in keeping the momentum going, although it must be really hard work alongside finishing up at your other job and having time with your family. As my nan used to say, more power to your elbow! Those applications don't write themselves; I always find it takes me ages.
You asked if I was ok - definitely well on my way to being better, thanks. Best of luck with the application.0 -
Thanks Hollyberry and others !!! for the encouragement!
One of the jobs I applied for yesterday is too much time away from home so I have pulled out of that one... the agency rang me about it tho which was positive. It is a role I had considered a month or 2 back but the agencies don't usually put the company name on the advert so I hadn't realised it was the same one... I would have 2-3 nights away from home every week.... Money was good but not I think good enough for that...
All being well today should be an NSD!! Nothing else much to report. OH came home early sick, I need to go and collect DD from after school club and DS is out playing with a friend... I've won 40p on my free daily scratchcards plus another 1000 points or so at bp helping me towards my next voucher...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
savingholmes wrote: »12 month role - could go perm if I make a strong enough impact (offer good enough benefit):D It would be a fab role if I got it. It is a brand new role and has all the elements to it that I am after to build my career further!!!:j
Hello to you!! :j Thought I would have a quick peek at your diary.
Re: the above: Wonderful news.:beer:
Proves that there are jobs out there, just got to find the blessed things.
I am using my diary to vent and wallow and sing and dance as well. Much healthier than boring the same ole chums with the same ole tales. Well that is my theory anyhows!!!!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Yeah I did pop into your diary the other day. I have been rung by 2 more agencies tonight! woohoo! 1 about a possible job in the nhs (he got my details thro my internet cv) and 1 I missed but he left me a voicemail and I will call him back tomorrow - I have spoken to him before....The_Golden_Goose wrote: »Hello to you!! :j Thought I would have a quick peek at your diary.
Re: the above: Wonderful news.:beer:
Proves that there are jobs out there, just got to find the blessed things.
I am using my diary to vent and wallow and sing and dance as well. Much healthier than boring the same ole chums with the same ole tales. Well that is my theory anyhows!!!!
Off to parents evening now - OH has collapsed in bed asleep and has no intention of coming but DD is desperate to come!!! DS is quite happy to stay home.... hi ho it is off to school we go!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Another count your blessings moment - parents evening went well - they couldn't be more pleased with my children :j - one even said she would happily take my DS home! Awww bless - it is important to hold onto things like that.
My DD was apparently crying in school this morning because I hadn't said goodbye! :eek: I was in the bathroom at the time!!! I probably did but she is suffering from glue ear at the moment so you have to shout right next to her sometimes for her to hear you. OH takes her and DS (5 years older) to school but leaves them about 15 mins b4 start of school so he can get to work... At least that will be one benefit of having some time off work she can have a bit more attention again...
DS told me again he thinks I am the best mum in the world :j he even wrote it in his literacy book - several times Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
savingholmes wrote: »Another count your blessings moment - parents evening went well - they couldn't be more pleased with my children :j - one even said she would happily take my DS home! Awww bless - it is important to hold onto things like that.
My DD was apparently crying in school this morning because I hadn't said goodbye! :eek: I was in the bathroom at the time!!! I probably did but she is suffering from glue ear at the moment so you have to shout right next to her sometimes for her to hear you. OH takes her and DS (5 years older) to school but leaves them about 15 mins b4 start of school so he can get to work... At least that will be one benefit of having some time off work she can have a bit more attention again...
DS told me again he thinks I am the best mum in the world :j he even wrote it in his literacy book - several times
...and those are the sorts of things you hold onto for the greyer times savingholmes! What a great mum you are, that's more important than anything else. Give yourself a huge pat on the back!Total debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Hi all - well I definitely have my interview for tomorrow :j - it would be a fab job in terms of scope and £ if I got it not great location though. Wish me luck!
Also rung by an agency about another job - so been put forward for that :j . That was an agency I was already registered with tho...
Took a drink with me into work today so hopefully no spend there!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
savingholmes wrote: »Hi all - well I definitely have my interview for tomorrow :j - it would be a fab job in terms of scope and £ if I got it not great location though. Wish me luck!
Also rung by an agency about another job - so been put forward for that :j . That was an agency I was already registered with tho...
Took a drink with me into work today so hopefully no spend there!
Good luck with the inteview savingholmes :j
Hope the drink was of the non-alcoholic variety 0
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