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Trials and tribulations of a Debt Free Wannabee!
Comments
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Woo hoo! Well done to both! How do you end up paying? Cos you're giving her "well done" money?savingholmes wrote: »My DD has won a writing competition and is going to be published! At 6! She doesn't get any dosh tho it is us that have to pay! LOL but I am still chuffed to bits
DS has come home with a first term report today - he is doing pretty well - getting between A and B for effort!
Share the love thensavingholmes wrote: »I have now finished all of Grey's Anatomy - so much for making them last! I have also watched the first 4 episodes of Private Practice which is much more upbeat!
No you can't, that's why I ended up going with Sky in the end. Still I got quite a good deal, and I love the Living channels...rightly or wrongly :rolleyes:savingholmes wrote: »I don't have living unfortunately. Is that one you can get with top up freeview do you know?
Now to blag watching the series 5 dvds before series 6 hits my screen....:D I'm surprised series 5 hasn't reached channel5 by now. And disappointed too!"I am indelibly stained by hope and longing" - Nuts in May0 -
Woo hoo! Well done to both! How do you end up paying? Cos you're giving her "well done" money?!
No cos the book to buy is £12.99 plus £3 post and packing!Share the love then
No you can't, that's why I ended up going with Sky in the end. Still I got quite a good deal, and I love the Living channels...rightly or wrongly :rolleyes:
Now to blag watching the series 5 dvds before series 6 hits my screen....:D I'm surprised series 5 hasn't reached channel5 by now. And disappointed too!
Well you may be able to watch my series 5 but would have to arrange to collect it - can't see me dropping in anytime soon! Not with the snow! Only made it into work twice this week!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
My daughter won a writing competition as well, have just provided consent and ordered the book. Not sure if it's the same book but if you order 3 you get 1 free, so we got all grandparents to order the other 3 and we got ours free :rolleyes:
Our schools are open again now, me and OH cheered and jumped out of bed when we got the text - the kids didn't!
1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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YAY for Grey's Anatomy.
Never really got into Private Practice - prefer Greys.
Happy Friday!
PS- not caught up properly on your diary. Is your job permament? Dish the dirt!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
Hi IMD sounds like the same deal - we only ordered one copy tho - I just felt it was too much of a rip off but I wanted HER to have a copy for when she is older! I am hoping that my MIL is content with borrowing a copy!
GG - nice to see you back. This job is only temp but wouldn't want it as a perm job as it is too far away, too "gritty" and not the right money! It is going reasonably well so far - altho they keep paying me late which is really frustrating!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Swinstie73 wrote: »Yep that's the last series so the new one should tell who lived or died, I'm hoping both do but think one of them has kicked the bucket!
Not sure about freeview top ups, I'm stupidly paying for V+ :rolleyes:
Swinstie, maybe your thinking of leaving virgin because sky have a better offer and you made enquires and sky have said youll get "insert what you want here" for "whatever price"...
:rolleyes: The virgin retention team are lovely, i have free v+ plus the biggest tv package and whatever else I think I conned them into... 0 -
claire0788 wrote: »Swinstie, maybe your thinking of leaving virgin because sky have a better offer and you made enquires and sky have said youll get "insert what you want here" for "whatever price"...
:rolleyes: The virgin retention team are lovely, i have free v+ plus the biggest tv package and whatever else I think I conned them into...
I would try that Claire, but I have been with Virgin, then with Sky (when Virgin lost Sky1) and back to Virgin :rolleyes: How much do you pay with Virgin? I'm £52 per month for line rental, talk evenings, call display, V+ XL and broadband. My sister pays £35 but think she got a discount through someone she works with's daughter! I know I could prob get it cheaper but it's so much hassle i.e. don't have a BT line!
Sorry for hijacking thead SH, how's you today?0 -
I pay £35 a month, with that I get line rental, talk weekends, XL tv, 10meg broadband and V+.
The V+ I got free installation, free upgrade in broadband the other month from 2 to 10 meg and the XL tv package for free ages ago when I said I wanted to leave because I was getting a better deal for music tv.
Might aswell try, cant do any harm !0 -
savingholmes wrote: »hi jellie
Amazon have it for £6.72 you could buy it for about £1 less secondhand even after delivery from them too
Thanks SH- the secondhand price sounds effect!2019 fashion on a ration 0/66 coupons0 -
Swinstie - I don't mind thread hijack - £52 is a lot of money!
Well braved the snow and went to the shops. Took some curtain back that I bought the other day and bought some different ones - a pair with a blackout lining built in for me and a pair you can put straight onto the curtain pole for DD in a kind of metallic purple. She is really pleased with them. I much prefer them to the pink ones she originally wanted! (her room is lilac and one wall is metallic purple). I now need to find the packet for the curtain I bought for our room a week or so ago and take them back too! Plus I bought too many hooks!
I think we will be treating our xmas money as having bought the curtains lol as I have given up on the bed for now / hope to get one free from a friend!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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