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Trials and tribulations of a Debt Free Wannabee!

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    mmmm i might need to think about getting a pair then i could do with stronger shoes ...have to admit i wore my trainers for the first time in years the other day...it was great...i remembered all the comfyness...was thinking about getting a pair of those ones that help you excercise while you walk but they just look so uncomfortable ...maybe running shoes is the way forward
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi el

    These are asics ones £35 reduced from £50 at sports direct

    Some people swear by the mbt shoes for back problems - masai barefoot technology - but they are too expensive for me
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    think i will need to google masai barefoot technology ...never heard of it before lol ...but yeah i think it was the M.B.T's i was looking at and they are way way expensive aint they ...and i just think they look so uncomfortable ...is sports direct online?
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    They are online - we also have one in our home town.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    oh i just looked them up ...i saw two pairs i liked thought oh i might just treat myself ...then i saw the price ...now i knew they were expensive i have seen them in a shop near us for £75 or thereabouts ...thought maybe after xmas they might be on sale could maybe get them for £50 so might treat myself ...

    so anyway looking online i see these two i liked ...the price one was £155 the other £249 i mean !!!!!! ? do you know anyone that has a pair ? are they worth that amount? is any pair of shoes worth that amount? i was in shock ..lol

    think i need to go lie down now
  • bigzippy
    bigzippy Posts: 4,034 Forumite
    savingholmes wrote: »
    Some people swear by the mbt shoes for back problems - masai barefoot technology - but they are too expensive for me
    elantan wrote: »
    oh i just looked them up ...i saw two pairs i liked thought oh i might just treat myself ...then i saw the price ...now i knew they were expensive i have seen them in a shop near us for £75 or thereabouts ...thought maybe after xmas they might be on sale could maybe get them for £50 so might treat myself ...

    so anyway looking online i see these two i liked ...the price one was £155 the other £249 i mean !!!!!! ? do you know anyone that has a pair ? are they worth that amount? is any pair of shoes worth that amount? i was in shock ..lol

    think i need to go lie down now
    Sketchers do their own version of the MBTs (which I've heard good things about for people with pain/nerve/muscle disorders and arthritis and back problems) for a much cheaper price. Amazon did have them on sale at one point, you could try there?:confused:

    HTH
    "I am indelibly stained by hope and longing" - Nuts in May
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    My OH has a pair of MBTs.....they are the best investment ever as far as he is concerned.....expensive, but worth it, he says. He would like to have a second pair, so we keep our eyes open as they are occasionally on promotional offer.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    thanks both ...now i need to go and see if i can save the money or something cause i know hypno if your hubby says they are good they must be cause i know you would never spend money unwisely...darn its gonna be a big wish list for me for next year ...

    will look up the skechers as well thanks
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    21101330_s.jpghttp://www.sportsdirect.com/asics-gel-equation-211013

    These are the ones I got - I had to get mens due to the width and they did a half size bigger than the ladies - they were £50 reduced to £35


    I am absolutely gutted - we have a fixed rate mortgage which we got at just the wrong time 18 months ago. I was looking forward to going on the SVR - only to find a letter today saying Barclays are going to charge the bank of england rate plus 4.49%! They give you 2 months to swap to another product etc in - but we can't because we are still on a fixed rate anyway. But I was looking forward to our rate dropping at least 3% and now that won't happen but scarily our mortgage could be completely uncompetitive going forward. Because I am back contracting - and my income this year has been carp will also be difficult to move to another provider even tho we have never missed a payment... It took me 2 hours to get home and that was the first thing that greeted me - just want to cry
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    oh saving i am sorry to hear that ...the banks have soooo much to answer for ...gets me angry go get a cuppa and warm up ...then have a good think about it ...how long have you got to go till the rate ends?
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