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Trials and tribulations of a Debt Free Wannabee!
Comments
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Hi SH
You sound like you are making great progress and being really positive!
Hope the commute isn't making life too hard and that you are finding some time to spend with lovely DS & DD
Belle
xGetting there...slowly!
GC : must do better
NSD: very rare
No matter how slow I go I am lapping everyone on the couch.0 -
Hi belle - lovely to see you - hope you are okay too!
Well my friends came back from Ikea - they spent £140 rather than the £245 plus petrol money I envisaged - they got cheaper slats £25 cheaper :money:and a cheaper mattress about another £85 cheaper :money:- and they used my £15 vouchers and didn't take any petrol money off me :money:so I got £125 cash back! How fab is that:T:j:T Just hope the mattress works ok now.... Figure I can always put a quilt under his sheet or somethings if the mattress isn't quite deep enough... It is the front metal bits on the day bed that are potentially going to be tricky. Ikea recommend 20cm deep and it is only 18cm! Confusingly they display it with a 17cm deep mattress:rolleyes:
I feel so relieved tho - it is back to costing a reasonable amount of money!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Couldn't get the site to stay up on my laptop earlier so posting late. glad the play went well and that you have the IKEA bed at such a good price and collected etc for you. I hope tomorrow isn't too gruelling.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420
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Hi,
If the mattress isn't thick enough IKEA used to do mattress toppers (like a thin mattress), which are only a few cm's thick. We've used them with thick covers on the mattress to stop dust mites, then the topper is thin enough to vacuum thoroughly, and easy to turn.0 -
hi verbatim and se999
yeah ikea sell mattress toppers for £19 for 2cm and £39 for 4cm so may end up getting one of them. Will check mattress is comfortable enough first.
Thanks se (eggcup) got my refer a friend bonus on bingoport today!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »Thanks se (eggcup) got my refer a friend bonus on bingoport today!
Pleased that it worked. It seems a really nice site, I'm already at least halfway to my first voucher
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That's brilliant about the bed bonus - really pleased for you 1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Hi guys - well I've just got in!!!! (having left house around 8.45am this morning)
Oh well have tomorrow off but OH wants me to take DD to school so he can please the bosses and get in early!
I still need to organise a lift for DD on Saturday and want to try and chase up AA warranty to see if I can get my £192 back or not from when my distributer cap went...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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