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Trials and tribulations of a Debt Free Wannabee!
Comments
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Last night's tea was yum
M&S Moussaka £4 reduced from £6 - supposed to be between 2 but we are on a diet anyway so did it between 4!
M&S Ultimate Mash £2
Mixed veg wise buy £1
So absolutely gorgeous meal for 4 for £7! Almost half the price of the chinese I wanted....
We have M&S chicken arriabata for tea tonight - family sized - for £4 so looking forward to that too!
Just withdrawn another £10 from a free daily scratchcard - I knew they would all come at once lol!
Well I am on a course today - Need to hurry up and finish getting ready LOL.
Hope you all have a good day.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Enjoy your course today SH xx:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0
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Hope you're settling into the new job ok and that the course goes well2019 fashion on a ration 0/66 coupons0
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i like the food purchases that is good feeding four for £7 ...enjoy your course show them what u got mrs ...0
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Hi Sal, jellie and El and lurkers
Well today went fine. Really enjoyed the course - great way to get to know key people. I need to do a project with one of them - and got a chance to mention it today and sow the seed! So far so good! I definitely think they are more professional than I expected them to be - as a company they have been changing over the last few years - apparently for the better!
Bit mad with OH!!! :mad::mad::mad:He let DD leave the prepared pack lunch behind and have a school dinner - wasting food and increasing our spend by £2! :mad: Unfortunately DS forgot his lunch so just didn't get any - bless!:rolleyes:
My dinner today was free as I am on a course and will be free tomorrow too - always good. It was quite reasonable Monday - only £1.80 for a pannini with salad and it is tax deductible!
Feeling much more positive about the role - hope the reality bears it out once I start real work!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Glad things are going well and grrr to OHs
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
It's all sounding very positive SavingH!
Glad the course went well and you are feeling better about the companyTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Glad the course went well and you are feeling more positive about the company. It will be a real bonus if the work is better than expected!2019 fashion on a ration 0/66 coupons0
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hi lucielle, cmd and jellie- thanks for popping in!
My cashback cc bill which I pay off monthly was nearly £300 less than last month despite the car spend of £220 so am really pleased with that. I need to find my pin sentry tho so I can do my online banking.....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I find that thing soooo annoying!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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