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Trials and tribulations of a Debt Free Wannabee!
Comments
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In my dreams.. me too....
Good luck SH... have a good un!0 -
Hope today goes well SH xxx:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0
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Good luck today
xxxTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hope today goes well for you xxx0
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Best of luck today - dying to hear how it goes. :beer::A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0
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How did it go?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
See you are all making my day - posting like that!
:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T
Well today went fine. The people so far seem genuinely nice. I am going to have my own office which gives me recovery time between meetings etc! Sorry - time to work on strategy etc!
My boss is away so can't really comment on what they are like yet. But tomorrow and Wednesday I am on a course so will get home a little earlier and have something positive to put on my CV which is good....
OH remembered to get DD but I did ring him to remind him - just as well as he asked me which one she was at! I wanted a chinese on the way home but our favourite was shut - so I ended up in M&S. Luckily most of it was covered by a credit note I had - and we haven't done our grocery shop this week yet anyway. Just bought some bits for the kids packed lunch and some things for tea for the next few days.
Hoping to watch flashforward later... in the meantime have gorgeous food to look forward to very shortly!
Hope everyone else is okay!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well just withdrew another £5 from bpAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi SH,
Sorry not been in for a while, getting back to normal slowly! You've just reminded me, that I have a wash in, need to hang it up before bed. Haven't had a chance to read everything, but I take it this was the first week of your new job?! Glad it went well.
Well done on the Matalan bargains, I always get OH lovely stuff in there for Xmas.0 -
yep first week in new job - gotta be good getting money in again!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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