We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Trials and tribulations of a Debt Free Wannabee!

1114115117119120270

Comments

  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Where is the 'linked in' thing? I've heard about it a few times and looked for it on the internet but can't seem to find it. Is it only for certian professions or can anyone join it?

    Have fun with the belly dancing :D xxx
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Bevan

    Anyone can join linked in - you just post up a bit about yourself and what jobs you've done. http://www.linkedin.com/

    You can then search for anyone else you know that you may have worked with previously and connect to them.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    you know that linked in is the new way to find a job? someone i met recently said that agencies are history and its networking that will get us all a job. if you want to add me in ur network let me know... i have some good hr contacts on mine.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    I'm in :) Only problem is can't find anyone I know lol probably searching wrong knowing me! Will look at it properly when I'm at work tomorrow hehe :)
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mrscmr wrote: »
    you know that linked in is the new way to find a job? someone i met recently said that agencies are history and its networking that will get us all a job. if you want to add me in ur network let me know... i have some good hr contacts on mine.
    Thanks for the offer.... I am still trying to remain anonymous tho (on here)!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    no prob! dont worry!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Belly dancing class went fine. A good mix of ages and everyone seemed friendly.

    Went out with my friend last night too and she paid for my drink - so that means for once I managed 2 NSD's on the run!

    Spoke to some more agencies today. I refreshed my CV at one of the sites and that has started another trickle of calls... Hopefully one day it will result in an actual job!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    your sounding a bit more positive today saving ...glad the belly dancing class went well
  • Phew finally caught up... from start to finish. Sent you a pm at page 25 (thought it was 27) and was so chuffed on page 27 to see you had a temp job, then felt kicked for you when they let you go... then have to admit, soppy sod that I am.. had a tear when you didnt get the job. I reckon the 4th interviewer was a very insecure person who saw that you would challenge her.

    I did belly dancing for 10 weeks a few years ago.... hope you are holding that pretend pencil whilst doing your figure of 8's lol
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow gina - can't believe you read all that!:T

    El :A- I really do work hard at staying positive - not been easy as you probably realise. I am trying to see it as God giving me time with my kids - which can be in short supply when you are a working mum at management level. The time with the kids is particularly important as my DS has just started high school and is finding it hard to adjust. He's fine with the actual work it is just the organisation, remembering everything and trying to avoid detentions for forgotten items that he is struggling with.

    The belly dancing figure of 8 thing - well I tried. My DD asked me to show her some moves when I went a few years ago and she could still remember the figure of 8 thing! (She's only 6)

    Well NSD yesterday too. I am so proud. Doesn't normally happen for me. If I can avoid the shops - our money will last a lot longer - which it might need to at this rate. So trying really hard to be good!

    I have been going on the freebies board again and the competitions board a little bit. Got a full size free avon lipstick in metalic pink. that is going in my christmas present stash! Well worth taking a look at the freebies board and seeing what you can get.

    I am meeting a lady from an agency at lunchtime - hope it goes well. :pIt is just an intro meeting but who knows could lead to something.

    I am also upto to 2600 words on my "book". That's still only one chapter tho... Let's hope I can keep it up and that it is worth reading at the end of it. My husband said it sounds like the books you read :rolleyes: - so I took that as a positive sign!

    My house looks like a bombsite. I really wish I had the tidy gene! Just about keeping on top of the stuff that will go in the dishwasher but struggling with everything else!:eek:

    How is everyone - feels very quiet on this thread? Hope you are all doing well.:D
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.