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Trials and tribulations of a Debt Free Wannabee!
Comments
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Hey SH,
How are you doing? Temp work leading up to Christmas might just be the boost you need to keep you going and then like you say free up time to go to interviews etc to find 'the job' in process.
I really hope things start looking up for you soon, you deserve it xx0 -
Thanks Karen, El and Hypno
I will have a look into temp work.....
Well my pension refund doc arrived today - I will get back nearly £500 :j:jmore than I was originally quoted - I am chuffed to bits - as that is about third more than they originally said.
I also chased up a JSA payment from May - and it now looks like I will get that to so that is another £70 which will help!:j
OH is out working in the garden - woohoo :Tand has got DS taking all the pond weed out LOL He is not impressed!:rotfl:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
sounds like u r doing a great job SH
i am looking at christmas work too... wondering about becoming an avon lady?!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Avon would fit round your family....
I don't think I have patience for it tho.... I will have a look at what is around locally.... While I can get JSA which I qualify for again at the end of next week - it shouldn't be too bad. Once that stops tho I will need to take anything....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
I am just finishing being an Avon lady. I didn't get any support from them, so I hope any future managers are more helpful.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Oh well just found another job to apply for.... It's permanent so we will see what happens.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Well my sister is now safely married. Everything went really well - their friends were a credit to them... Everyone looked gorgeous.
Found a couple more jobs to apply for - will chase them up tomorrow.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Yay Well Done Bigzippy xxx
Good luck with the jobs SH xxxx:idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
savingholmes wrote: »Well my sister is now safely married. Everything went really well - their friends were a credit to them... Everyone looked gorgeous.
Found a couple more jobs to apply for - will chase them up tomorrow.
Good stuff. Sounds like a good day was had had by all.
Good news on the job front tooTotal (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Well have spoken to a few agencies so we will see what that brings. One of them found me from my linked in profile!
Moneywise - trying to be really good. Don't think I spent any money yesterday and none today so far so not doing badly. I have my belly dancing class tonight so I am looking forward to that... Will have to dust my coin belt off lol!
I may see if my friend can go out tonight - if she can I will probably spend about a fiver but we haven't been out for ages...
Kids are doing well - and my sis who is abroad is being okay with me too so that is good! Just hope things turn around job wise soon!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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