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Trials and tribulations of a Debt Free Wannabee!
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Hi bevan - I could reinvite you with a diff email address if you want.... not sure if the referral link always works... but then (not you) but people often say they will join but then may not so hard to know without asking them directly.....
I need to seriously start thinking about xmas - by this time last year I think I had sorted half my pressies! But then I was working.... and captivated by the finished baskets thread on the special occasions board! LOLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Do the Customer Service people ever reply to emails? I've sent them 2 already and never even received a confirmation email to say that they had even received them
I've now tried 3 different email addresses and keep getting the note saying I'm already signed up??? Beginning to get annoying now
ETA Never mind, had a brain wave and decided to try in a different browser, tried in IE and worked fine
I hope it's worked for you too SH I'm now off to spend 750 on free bingo and see what I win 
hehehe :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
soudns good thanks
Once you've joined it is often easier to ask a CM (chat master) something or title a forum post with your question - and put in the title it is for kaz
Oh well DD has had a good first day at school even is she has got orange pasta stains all over the £6!!! shirt that her nan bought her (1.25 equivalent in Asda)!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
any news SH?0
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I wish! :rolleyes:any news SH?
My manager to be (if I got the job) is on a training course and my agent is at a wedding this afternoon so I have a horrible feeling I might not find out either way until after the weekend now! :eek:
I am ashamed to say have been shopping to compensate :eek::eek::eek: for high anxiety levels..... I am going to do something constructive this afternoon tho and am going to paint 2 doors that have needed painting since we hung them a year ago !:rotfl:
DS went back to school today so that is one good thing!
Still not signed on or done expenses form:oAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thats so mean of peoples to be training or at weddings......don't they know we're busting a gut for you?!?!!:DI do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0
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Just wanted to pop in and say hi - really hope you get some good news on Monday :-) xx0
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Thanks lurker and Karen - I am sooooooooooooooooooooooo hoping for good news... I really can't cope with any more bad news!:o
Well today was my sister's wedding rehearsal - full family get together....:eek: Luckily I didn't have a role so I got to sit at the back heckling with my sis in law and brother! It all got very tense at times but over with now.... Ducked out of parents coming back here or seeing them tomorrow but they were not impressed.... Tough on them! PMT city probably didn't help.....:rolleyes: - family members all with a similar body clock not good LOL!:rotfl:
Before the rehearsal I got to spent time with MIL!!!! Cos that's what any good weekend needs - dealing with 2 sets of family!! :rolleyes:EEEK :eek:She used her staff discount and we got £55 discount on very expensive togs and shoes for OH for the wedding!:j He is doing the whole service including vows!!!:eek::eek: His first ever time and probably the last....
My sis and her fiance were really pleased with the wedding present :j- I managed to get a beautiful stained glass windchime in keeping with their wedding theme and decorations so I was really chuffed with that! We managed to get it while we were away on holiday in Cornwall - it is the sort of thing you could only find in a really quirky gift shop (or an expensive one) or a christmas market! I gave it them early as they won't have time to bother with things like that on the big day. Gave them some dosh too...
Anyway hope you are all having a good weekend - bye for now folks! Look forward to hearing from you all!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Glad you survived the family! If it helps I think mine are as fun as yours :rotfl:
You must be gagging to find out about the job how dare they do things like train and go to weddings :eek:
Fingers crossed you hear tomorrow xxLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Your family sounds fun then Shelley - not!
I can't wait to find out re this job!
Probably going to spend quite a bit of time this week helping sis with order of services, favours etc...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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