A Payment a Day Part 3

Busterollie

Smamfer wrote: »

Lifes in a bit of a turmoil today major rows with bf last night while he was at work, feeling like its all over but so confused.

Hope you sort it all out. Look on the bright side - it's a lovely day and you are dealing with your debts - good for you.:T

angelicmary85

Afternoon All!!

Gorgeously sunny here in the Highlands!! My pad for today is £15 to good old Bank Of Scotland! I'm glad to see it nearly under the £3000 mark which is really huge for me!!

Hopeful1

:beer: Congratulations Silaqui and London / Leicester Andy!
I was thinking about you both as the footie scores were coming through. (we have sky sports on religiously every Sat.)

Hope you're feeling better today Twinkles. I understand your impatience, i am exactly the same. It's so frustrating but we will get there.

I'm glad you feel rested Maisie. It sounds like you and your other half have made lots of positive plans.

Hi Jo, Shopgirl and f_f - glad today's fact entertained you for a few seconds :rotfl:

Have a good day with your daughter Lemma. My OH has taken LO to park to play footie. Our son is addicted to football and would play it all day and night if he could!

£10 friend - under the £200 mark at last!!!

TOTAL PaD £10

bigbum_2

Hopeful1 wrote: »

Good morning, debt busting PaD-ders! We're all doing so well, with the pennies counting as much as the pounds.

***£1162.12***

You cannot hum while holding your nose....






...bet you've tried it haven't you?

Ha, ha, ha - you didn't catch me out there hopeful1. I didn't try to hum while holding my nose. *she says lying through her teeth* :whistle:

Hi guys,

What a fab total to date, we're all doing so well :T. Just goes to show that every penny really does count. Special hello to all the newbies, as the others have said it doesn't matter how small your pad is. Pay off a little everyday if you can. Best of luck. :beer:

Pad for the day is £4

Hope your all enjoying the lovely weather.

Come on you Spurs!

mooomin

bigbum wrote: »

Come on you Spurs!

*ahem*

H'away the Toon!!!

/t'other half=Geordie

Sar

Hi all

Pad for today £4.98. Hope you all have a fantastic sunny Sunday x

Twinkles08

Afternoon everyone,thank you so much for your encouragement and kind words (and dodgy hugs Andy!).You all, had me in tears at one point!Feeling a little better today and a bit more like myself.Thank you for not being harsh on me when I was feeling a bit down ie not telling me to pull myself together etc.Your a great bunch!!
My pad today is (drumroll please!........20p

moneymaker2

I have taken back a faulty camera and not replaced it...

Does that mean I can have it as a PaD for today against my next bill???

SarahNeedle1872

Twinkles08 wrote: »

Hello,My pad today is 20p.Really miffed that my payments have been so v small in the last week.I'm waiting to get paid on tuesday.Also feeling a little demotivated as I'm ploughing as much money as I can at the debts but money is so v tight.Our entire household income inclu benefits is £1450ish a month and after we have paid all bills,debts and groceries we have approx £110 for the month for the 3 of us.It's actually less if we have birthdays,christenings etc or dd needs new shoes-lol.Sigh.Just frustrated 'cos really our total debt isn't huge but the snowball says our debtfree date is 2015.And everyone seems to pay such huge chucks off every few weeks.Sorry if I'm whinging,I don't mean to,just a bit fed up as my debt payments aren't high enough but I have no room to breathe.Hope everyone else is ok,sorry if I'm nattering on! x

Hiya Twinkles, totally see where you're coming from, having not made a PAD for the last three days due to having no money other than the £4.98 left in my current acc! Our budget is very tight too, but mainly due to the fact that OH is not convinced by DFW living, still wants to go out 2 nights a week, and thinks that ''people of our age *should* have debts, so why don't we get a £10k loan'' - yes that is an actual quote from him:eek::mad: He also owes me £140 from this month, which will leave him with very little money left.... but I will not be subbing him at all this month, and I don't care how much he moans!!
I get jealous too of seeing how much everyone else is paying, as I seem to be able to pay pittance compared... So you are not alone!

Anyway, as I haven't PAD'd for a few days, I'm gonna have to spend my last £4.98 on it, as its not pay day til Friday....

Sx

angelicmary85

Twinkles & Sarah,

I've only been making reasonable pads as I got alot more in my pay packet that I should have (I later found out that my boss put my un-taken hols through to make sure I got paid for them!) so I'm splitting it up over loads of days to make myself feel good and I can post it on here but once that money has gone then I'll be lucky if I can make pads of 20p a day!!