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A Payment a Day Part 3

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Comments

  • £ 3. 26
    Rounding down what's left in the current account seems like a good plan.
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • curly_B
    curly_B Posts: 137 Forumite
    Twinkles08 wrote: »
    Hello,My pad today is 20p.Really miffed that my payments have been so v small in the last week.I'm waiting to get paid on tuesday.Also feeling a little demotivated as I'm ploughing as much money as I can at the debts but money is so v tight.Our entire household income inclu benefits is £1450ish a month and after we have paid all bills,debts and groceries we have approx £110 for the month for the 3 of us.It's actually less if we have birthdays,christenings etc or dd needs new shoes-lol.Sigh.Just frustrated 'cos really our total debt isn't huge but the snowball says our debtfree date is 2015.And everyone seems to pay such huge chucks off every few weeks.Sorry if I'm whinging,I don't mean to,just a bit fed up as my debt payments aren't high enough but I have no room to breathe.Hope everyone else is ok,sorry if I'm nattering on! x

    If it's any help please think that you have inspired me!I did start this but was finding it really hard to have anything spare and still do really, but Yesterday I decided that no matter how small I'm going for it again!! So mine will mostly be small but thanks to you I'm giving it another go!

    PAD £1 to A & L

    Good luck everyone :)
    :rotfl::rotfl:
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all,
    £5.19 to Barclaycard m/c. Hope everyone is ok and having a relaxing day? Back to work for me tomorrow so I guess I'll be dashing around today to get everthing sorted for the kids for school etc.
    Twinkles : Try not to be hard on yourself :AI echo what everyone says on here. When I joined PAD last August I was in dire straits and behind on payments for everything. I have found that the key to success with PAD is to ensure you pay something every day even if it is 1p just to keep the continuity going with it. I know that different things work for different people but looking at your signature you really have achieved so much. Ever single penny that any of us are paying off our debt as a result of this site is an achievement and we should all be really proud of ourselves:money::T:T
    Speech over:D
    Have a fab sunday!
    Jo x
  • Radarjet
    Radarjet Posts: 137 Forumite
    A beautiful sunny day today and £20 off the dreaded tesco CC.

    Got the new statement and wow a daily payment certainly helps .

    Several things finishing on ebay today - so far worth 43 quid in committed bids. Hurrah ...
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Good morning, debt busting PaD-ders! We're all doing so well, with the pennies counting as much as the pounds.
    ***£1162.12***
    party0011.gif free-jumping-smileys-378.gif party0011.gif free-jumping-smileys-378.gif party0011.gif


    You cannot hum while holding your nose....






    ...bet you've tried it haven't you? :D
    One step at a time ;)
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hopeful1 wrote: »
    You cannot hum while holding your nose....






    ...bet you've tried it haven't you? :D
    My first thought was "That can't be true" swiftly followed by "Ah."

    :rotfl:
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Hopeful just tried it and doesn't sound or look at all good:rotfl:

    7764.gif
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Fab totals again. Well done to us all :T:T:T
    and to you Hopeful for number crunching:A:beer:
  • Ha! You're right...it doesn't work!:D

    £3.32 to CC2
    £0.35 to change box

    Total PAD today... £3.67

    Have a good day folks!
    MBNA - [STRIKE]£7068.60 [/STRIKE] £7060.00 Egg - 1422.35 A&L - [STRIKE]£249.32[/STRIKE] £215.00
    Loan - £13279.50 :rolleyes:
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Hello everyone, its a nice shiny Sunday.:j

    Sadly it means it will be followed by a less than shiny Monday...but there you go, next weekend will come quick enough.

    I have transferred £50 to MBNA today..well, apparently it will not go out until Tuesday now (!!!!:mad:) BUT i noticed there were debits on my account for yesterday, a Saturday. Its typical isn't it? the banks take our money out on a Saturday but won't credit it on a Saturday.:mad:

    And to make matters worse, the Halifax now will not clear cheques until AFTER 9am on the day you expect it to clear. Talk about holding onto your cash as long as they can.

    So, after my rant, my PaD has been £50 to MBNA!

    Now what do i do with my 8 year old today?:rolleyes:
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
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