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Single and in Debt Part II

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  • sarahb123_3
    sarahb123_3 Posts: 2,767 Forumite
    gwen, I definitely agree with Buffy, a diary might be good motivation, or you can just post on here given our inexplicable move over to the diary board. :rolleyes:

    Also agree with avoiding ex on facebook - no freaking drama!- you don't need it.

    I have also realised that by the end of this month I might have to be putting food and petrol on the cc, even though I have paid it off. :mad: But if it's what you need to do to keep going then just do it and don't beat yourself up about it. You can sort it out later.
    Pay/save £20k in 2010 £5888.75/£20,000
    June Mini target 0/5lbs Total 23/40
    Ebay profit 2010: March £207:) April £95:) May £130:) June £0 Total £432:j
  • TDQO
    TDQO Posts: 807 Forumite
    I'm with Buffy on this one, she speaks sense :D

    I'm also having a very minor panic attack as I only have 16 days at work left before I leave and still have sooooo much to see! I'm meant to be in the washery today but can't get hold of the guy in charge which means I may lose another entire day :(
    The size of a glory hole in an open pit should not be greater than the cross-section of the haul trucks that dump into it. Otherwise, you are bound to lose a truck, sooner or later. Source: Sergio Cha

    I'm sorry for the demon I've become but you should be sorry for the angel you are not.
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gwen, sometimes it needs to be done (cc) but you realise it's not a good idea and you're making a plan, it's not like you are just adding recklessly to debt.

    Things will get better!
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • gwen80
    gwen80 Posts: 2,255 Forumite
    Part of the Furniture Combo Breaker
    edited 26 July 2009 at 10:59PM
    Thanks guys. I'm just having a meltdown. It's probably overdue. I haven't had one for a while and I'm desperate to pay off the CC and get my house in a habitable state.

    Does anybody else think that being single gets them into trouble? I really think I need somebody to rein me in, in most areas of my life and to bounce ideas off. Without it, I end up making a complete mess of things, like this.

    TDQ - What's the washery? And what stuff do you need to see? You're going to Sydney?! That's ace. I've been to Oz three times now and never made it there...one day...

    Gwenx
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
  • gwen80
    gwen80 Posts: 2,255 Forumite
    Part of the Furniture Combo Breaker
    Back again...Sarah, I think I read that you've got some self help books. It's something I've been thinking about for a while. Are there any you can recommend? Obviously given my current situation I need to be careful how/when I purchase these...
    Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    gwen80 wrote: »
    Thanks guys. I'm just having a meltdown. It's probably overdue. I haven't had one for a while and I'm desperate to pay off the CC and get my house in a habitable state.

    Does anybody else think that being single gets them into trouble? I really think I need somebody to rein me in, in most areas of my life and to bounce ideas off. Without it, I end up making a complete mess of things, like this.

    Gwenx

    Yes, definately :o I like not having anybody to answer to but sometimes I really need somebody to tell me to get a grip, whether it's over-spending or over eating! :D
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    evening all,

    first of all huge hugs to Gwen ((( sorry that'll have to do, my smilie box on the blink again )))

    Agree with Buffy re being friends with the ex. I reckon he just want to look more popular & show that he can remain friends with his ex - idiot -

    Yes also to getting through he month on CC - what the heck, a girls gotta eat.

    Which brings me nicely to the fact that I have just had a small bar of dairy milk & very yum it was too :)

    DD & I have been painting all day & managed to do more walls than I thought we would. I'm very happy because the tin of paint that I bought when I last decorated living room was useable. Embarassingly it has a date stamp on it because I had it mixed. November 2002 :o. I thought I'd need 2 at the time but one was plenty so I've never opened it & was half expecting a mouldy, stinky tin of sludge ... but it was absolutely fine :j.

    We managed to move the book case & I decided to move the shelves so that all the tall atlas type books can now fit standing up on the bottom & therefore get used :rolleyes:. We have one less shelf but it looks so much more tidy & I managed to get rid of about 10 books of which 3 were DDs. when it comes to her young ones she'd happily pass them on but I have to keep them because they were bought by my mum. I keep all the recipe books she gave me for the same reason, most are unused :shhh: & will probably remain so.

    I'm getting a bit panicky about money now as the cold light of day reveals my recent spending frenzy runs into the hundreds _pale_ & I've booked some pricey & non essential dental work for next week ... everything depends on how much work I have this week although DD away for the weekend with Brownies so can save on food.

    Hmmmm next week end would be a good one for being whisked away .. wont hold my breath though :rolleyes:
  • gwen80 wrote: »
    Thanks guys. I'm just having a meltdown. It's probably overdue. I haven't had one for a while and I'm desperate to pay off the CC and get my house in a habitable state.

    Does anybody else think that being single gets them into trouble? I really think I need somebody to rein me in, in most areas of my life and to bounce ideas off. Without it, I end up making a complete mess of things, like this.

    TDQ - What's the washery? And what stuff do you need to see? You're going to Sydney?! That's ace. I've been to Oz three times now and never made it there...one day...

    Gwenx

    I had a similar thing a few days ago, I could kick myself for running up the CC again (I have no excuse just crap with maths and feeling sorry for myself)

    I am also working on the house thing. Driving me nuts. Wow you have been to Australia :T :) . Am jealous!

    And on the Self help books - Feel the Fear and do it any way by Susan Jeffers is excellent.

    I will try and think of some others xxxx
    Nevertheless she persisted.
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gwen80 wrote: »
    Does anybody else think that being single gets them into trouble? I really think I need somebody to rein me in, in most areas of my life and to bounce ideas off. Without it, I end up making a complete mess of things, like this.

    Nope, I find it helps! my ex was always spending money or encouraging me to spend it, calling me mean when I tried to rein it in so I felt sort of relieved when afterwards there was noone to answer to or consider (obviously DS but he's not involved in the financial decisions). I think it would be easier to meet someone else if I wasn't trying to save money though...:rolleyes:

    P.S. don't buy self help books - the info is probably available online. Have you any idea how many slimming mags I have bought and I still need to lose weight...:rotfl:
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    P.S. don't buy self help books - the info is probably available online. Have you any idea how many slimming mags I have bought and I still need to lose weight...:rotfl:


    :rotfl::rotfl::rotfl: good point ! If only buying them was enough - I'd be a size zero by now :rolleyes:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
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