Wednesday 18/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• clean one room so no housework to do at the weekend
• reduce, reuse,recycle one thing
• plant at lest one tray of seeds
• swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle a lot -purple cow socks today;)
• use lots of smilies to cheer me up
• plant the sprouty potato I found in cupboard last night

Good morning lovely dfw's, Hi to all the regular posters and welcome to any newbies .

Not much planned for today one of those dys when I will just see what comes along:rolleyes:

Hope you all have great days. Sending hugs to all the poorly dfw's xxx

Catch up with you all later

Candy0107

Morning, thanks for posting nice and early Sophiesmum.

Yay, almost half way through the week!

Lots to do today at work so have to make sure that I am on time! (arrived 5 mins late...I got cramp in the non injured foot which meant that I moved at a snail's pace for a while)

Today I have/will:

• meals from storecupboard (incl loads of fresh fruit and healthy foods)
• daily scratchcard done - 50p (total winnings in the past 2 days 60p)
• checked investments and bank account
• try to have a NSD (didn't manage my LSD yesterday)
• empty my purse into my change jar
• done daily clicks
• will check for MS jobs
• read up on yesterday's posts on this thread

Have a good day everyone
Candy xxx

Horace

Hi today I will:

buy a load fo acid-free tissue paper
take 1 wedding gown, 1 boddice and 1 hooped petticoat to the dry cleaners (the gown has an oily mark on the front and it cannot be steamed:mad: )
Photograph all auction items bought yesterday - some of which will be put on ebay, others like the gowns will be taken to my friend who runs a wedding shop in the hope that she can sell them for me.
Write my profile for the people who want me to organise a prestigious event at The Dorchester in London in October.
Try and cook a proper dinner tonight - am angry because the chicken thighs that I got out for Sunday night have now gone off:mad:
Finish my remaining assignments.
Do more washing and use my washing line again.

Have a good day all.:D

DawnW

Morning all :hello:

It looks as though it is going to be nice again today :j

So far I have:
HM breakfast
Checked online banking - £10.50 has gone in from books sold via Green Metropolis. Every little helps

Later I will:
See to animals (will do in a minute)
Open up greenhouse to give plants some fresh air
Go in to work as I have to see a student this morning
Do lots of work :rolleyes:
Take a packed lunch so I don't have to pay for expensive and nasty food at work.
Finish digging patch of ground that I started yesterday.
Not NSD as OH's car had to go to garage to have work done. That is both cars in one month :eek:
Supper from stores

Have a nice day everyone!

Pippilongstocking

Morning

Today
Visitors from Shetland to my plots - to them we are soft southerners!!!

Check bank and move some money - lodger chap money in
Sort tea early as I have a late meeting tonight
Walk dogs
Do more work
Take lunch into work
Charge phone at work
See if I can move my flight on Monday to Sunday and maybe catch up with OH (Going to inverness)
text landlord about door (i can't get it on my insurance)
Update diary and spendinng diary

Long stripey socks for added stripeness today (have to give ANOTHER presentation) and getting feedback from my Aberdeen supervisor, eek. xx

Waves, hugs and squidges to anyone who needs some and big waves to all the newlistees

pixiechick99

Morning all:p ,
I'm signed off work for another week, so lots of rest for me (even though I'm tempted to write a list of things to do;) ). Still got the pain in my side, hoping it's not my appendix:o Off to the doctors this morning to have my blood tests, hopefully it'll show I'm anaemic so we can get that sorted!

Anyway, will write a small list....

• Check banking - Tax credits gone in today, usually Thursday So moved the money to my 'spending account'
• Moved £30 to kids club account and £50 to savings for holiday
• Scratchcards 2 x 10p booo
• Hoover lounge and kitchen/diner
• Put away clean washing that's taken over airing cupboard;)
• Meat out of freezer for girls' dinner
• Read paper online
• NSD hopefully
• Think about finishing NVQ:rotfl:
• Wrap ebay parcel, do postage thro' Paypal
• Wrap Mum's Mother's day presents to post tomorrow
• Keep popping back here for ideas!
• Catch up on diaries, look for motivation;)

That's all for now....hope you all have a good day:D

my_mess

Working from home today - we have a lady coming from the head injury unit to see Tom this afternoon

Today I have/will :
- done free scratchies (50p + 10p)
- do daily clicks
- slow cooker dinner
- make some more bread in BM
- checked online banking - grim
- will do any surveys/Onepoll
- a lil bit of housework
- list some bits and pieces on ebay

Enough for now......must get on with some work !

Miss_Piggy_2

Morning Sm and everyone else!

Fay - you get more visitors than I do and I'm in the middle of england (sort of!)!!
Milly - Take it easy today and rest up

Piglet off to nursery this morning so am taking the opportunity to nip to a shop without any distractions. Other than that, no great plans today. So....

* Ring doctors to try and get appt sometime in next millenium;)
* Shopping - armed with list
* Check on-line banking
* STILL thinking about ironing!:o
* Do any surveys that come through
* PAD - pay something extra to on-line savings
* Storecupboard dinner

Thats all folks!

Miss P
xx

mogchops

quick quick quick....should be getting out the door!!

Milly - hugs, hope you feel better later xxxxx

Have done/will do:

-Turned heating off
-Packed lunches for everyone
- Checked online banking (pitiful - 2 days till payday!)
- Storecupboard (well, freezer) tea
- Catch up with some surveys

Have a good day everyone xxxxxx

AndyInYorks

Morning!

So far I have...
Checked online banking;
Paid an electric/gas bill
Paid my mobile bill and set up a Direct Debit which will save me about £3 a month in future
Got the heating off and it's been off since this time last week

Challanges ahead:
List 3 books on Green Metropolis
Pay my Virgin Media bill, set up a DD (saves me £5 a month and also avoids the £10 a month late payment fee. I'm bad, I know) :money:
Set up electric on DD as this will also save money
All meals from the cupboards
No Spend Day.

Hayz

Morning all!

Wish I had got more sleep last night... :coffee: (free tea from work helps!)

Do my 3 hours overtime.
Check online banking.
Do my daily scratchies and don't be tempted by the bingo!! I spent £20 last night and won £14 back and decided to stop. I have to resist from playing and just do my free scratchies!
Free Tea and water from work.
Bought my lunch in with me.
NSD hopefully!
Do any surveys.