We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Join in if you are self-employed and work from home

Options
13738404243289

Comments

  • Lois_and_CK
    Lois_and_CK Posts: 584 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Morning everyone. I'm feeling fed up today - got loads of bills to pay, direct debits that are missing payments and getting charges, and no payments off people who owe me money. It's so frustrating. I had one customer last week pay me early, but that money was soon swallowed up by bank charges.

    I'm owed so much money at the moment and pretty much everyone is behind in paying me - some by just a few days and one by five weeks. One of them claims they paid me by BACS two weeks ago - err, don't think so! Anyway, I have taken the advice on this thread and chased them up, and the next step is to get hold of some pink paper and I'll be sending out some stern pink invoices this week. So at the moment there's nothing else I can do apart from stare in dismay at my bank statement. Sometimes I hate being self-employed ... I hated working in boring office jobs, but I REALLY miss the monthly salary!

    Anyone else avoiding opening bills at the moment??
  • pcfixmanchester
    pcfixmanchester Posts: 53 Forumite
    edited 6 April 2009 at 1:53PM
    Hello All
    Well I come over to MSE for some rest and websurfing after spending Thursday to Monday lunchtime locked in a room with a Computer while I finally wrote my Terms and Conditions http://forums.moneysavingexpert.com/showthread.html?t=1607781 and got all informed and knowledgeable about business insurance http://forums.moneysavingexpert.com/showthread.html?t=1602457
    Created, wrote a ton of Content for, uploaded and SEO'd 4 websites ;-) ;-) ;-), though my girlfriend was not impressed that I was still downstairs trying to get Google Analytics to work at gone 2am Sunday morning !!
    So this afternoon I plan to rest and laze around, eat chocolate and enjoy the fact that most other people are still sat at the desk in the office till 5pm while I sit on the sofa and relax ;-)
    Then tomorrow off to get Leaflets printed for a hopeful launch of the Business on 16th April !!!! Excited !!! You bet !!! (and of course nervous as hell ) In fact as there seems to be lots of clever people here, if anyone fancies checking my leaflet before it heads to the printers send me a Private Message and I shall send you one to look at. ( I promise it has less !!! in it than this message)
    Hope you all had a good weekend and saw more of the outside world than I did.
    Cheers
    Andy ;-)
  • starxtrouble
    starxtrouble Posts: 154 Forumite
    Phew hectic morning for me

    This agency who says they have stuff for me to translate virtually every day sent me a 5 page document that they wanted translated yesterday!! So i said it would take me about 3 hrs (took 3 3/4 hr in the end as the orginal was pdf and i had to sort all the formating in word grrr) and they charge me 10 dollars for every bank transfer they send me so ill have to invoice in batches. but if i get docs like that every day thats about 200 quid a week which is a good start :)

    *sprinkles fairy dust on everyone*

    Star
  • Horace
    Horace Posts: 14,426 Forumite
    Thanks for the fairy dust Star:D

    I am absolutely livid - I went to said shop today and waited around from 11.30 til 3.30 to be seen:mad: When I was eventually granted entry into the shop (still with a wedding dress rep there), she showed no interest in me whatsoever - I could have been speaking Urdu, the light was on but no-one was home. I took along some of the bridal stuff that I need to sell and got told "no one buys separates" at which point I could see the sales rep shaking his head (mind he was having a whale of a time because he was selling her loads of stuff and she didnt really have a clue:rolleyes:). She wasnt interested in wedding planning or anything. What a complete waste and I missed lunch:mad: I am wondering if I have mug tattooed on my forehead? Well, I have learnt something today - not to hang around as time is money.
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    hi all

    quiet day here. Had the afternoon off so I was pottering in my plot getting it ready for the new veg.
    Ordered new supplies for jewellery. Looking forward to my wee shelf in the shop hopefully the tourists are in a spending mood when they come.

    Horace your hard work will pay off so don't give up
  • Horace
    Horace Posts: 14,426 Forumite
    Thanks Purple. I have plans and will be taking a stand at a wedding fair in September.

    The jewellery sounds exciting Purple, tourists always seem to spend money especially yanks:D

    Hope your veg patch is doing ok? My window boxes are ok and my seeds are growing slowly, I hope to be self sufficient in salad leaves:rotfl:
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    its been pretty neglected since I had the last of the veg but its ready for the seeds now. Getting quite excited now, was great being able to pick my own veg last year.
    anyway off i've gone off topic...

    Trade fairs are great for networking! have you had a stall at one before? we're off to one in Paris in October so can't wait for that.
  • Hollyberry
    Hollyberry Posts: 837 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Computer said no to my first try at this post. Pah! ;)

    Glad to hear that you are all busy. :T

    Wordsmith - Sorry to hear about your parents. That must be upsetting, but I hope that they will soon be settled into their new surroundings and making new friends.

    Horace - I can understand that you must be :mad: at the time you wasted, but in some ways, better now than after entering into a business relationship. At least you know not to spend more time with them. The wibblies at this stage are perfectly understandable, but remember that you will soon be doing it your way. Good luck to you.

    I have been having an outbreak of the tidies, sorting out my office nest with all my relevant books and folders, and doing the same with my computer. I am now a bit square eyed, but pleased to be getting there. I have also been doing more to prepare the house for sale (second string trade as a plasterer may be on the cards ;)) and contacting estate agents for details of any potential B&Bs.
  • What a day.. seem to be having a mare of a 2 weeks.
    Wordsmith - everything is ok at home (for now) sorted it out and made up lets just hope it lasts.
    Today i have taken a call from my collegue who has been sacked after a weeks work, arranged an appointment from an instulators direct for thurs, £400 pw basic, plus £5 for lead, and £2.50 from anyone u take out to train after a month for any leads they do. Working local plus 9-5 perfect really.
    Sorted out my nationwide bankcharges letter, ready to post. Business account activation letter for dcard and signed app for buz cc, sent off contracts for current employment to make sure i have been paid. Vaccumed, cleaned both bathrooms, put washing on, sorted out ironing. called to alter my tax code after an error, checked to see whether my current company is insolvent they are not. ate a 99 off the ice cream man. changed my mtg date to last working day of the month. made the bed, sewed up some cushions where they had become a bit tatty. put dishes away and loaded the dishwasher. Had a shower and cleaned it. Made a list of meals we had in from the food we have got, and started off a shopping list of things were running out of. Writen a letter to halifax about unenforcable cca agreements as they have run out of time to post it.
    All i have to do now is, sort out paperwork in the office, and tidy my wardrobe. Post off letters which i will do when i go for a walk later, do tea (having chicken supreme mmmm.) call mbna and avon about some incorrect charges occured. Sort though files on computer ready for tommorow when i load up the mortgage software onto my laptop. take out rubbish and empty cats poo tray. finish off ironing and brain storm for advertising to pass by the director of the company i am under for the brokerage.. ohhh and speak to my mum about whats happening tomorrow and i'll do the rest of the ironing about 30 items whilst cooking tea and watching soaps tonight.

    a very productive day if you ask me. just hope i can get it all done, should do in about 2 hours if i crack on.

    speak to you all in a bit.

    cheekymonkey
    NatWest Loan - £12,090.06 Mum/Dad - £14,750 TOTAL £26,840.06
    As of 01/01/2010 - DFW Date - 01/12/2014 59 MONTHS TO GO
  • skintjenny
    skintjenny Posts: 107 Forumite
    wow cheeky monkey, thats an incredibly productive day, im tired just reading it.
    well i have been less productive (my internet appears to be on the blink, i can access some sites, but hotmail and my email marketing site are a no no...?) but did do a night shift last night so am forgiving myself for sleeping a lot today.
    my big news is... last night i HANDED IN MY NOTICE!! yeah!
    they were really great and understanding about it and have offered me seasonal work on checkouts (this is fab as it means i will be able to just take up overtime shifts as and when i need them but wont have set hours). am very pleased, plus, 3rd of may... no more night shifts! yeah!

    wordsmith, hope you are feeling a bit better. i had to help go through my nans things when she passed away and didnt want to get rid of anything- in fact most of it is currently stored in my room! i hope your parents are settling into their new home ok, im sure once they get to know people they will be happier, and atleast you can worry a little less :)

    hope everyone is having a great week so far, i dont think ill have time to sleep tomorrow but needs must when one is soon to become self employed :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.