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Diary of a Poor Person aged 46 1/2
Comments
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:j:j:j:j:j:jI'M SO PLEASED FOR YOU :j:j:j:j:j
I'm sure this is the begining of better things to comeYou deserve much happiness and good fortune XX
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hi gypsy [im sure ur not!] and karen
thanks for posting - thanks for having the dedication to read my massive post!
lets see what tomorrow brings... xxxx
watching my fav man on tv ... Mr James Khan! x snuggles to u mr khan!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
I am delighted for you and yours, at long last you are getting some of the happiness you sooooo deserve!! :j :beer: :T
Hopefully tomorrow will be as good for yous if not better!!0 -
Just to say, I recall reading your opening posts some time back and picked up on the thread the other day. Haven't read it all, but have got through a fair chunk of it.
Your situation reminds me , in parts, of things that we have had to deal with over the past few years.
Just to say, there is light at the end and, I hate to sound trite, but out of bad things do come good things.
When we looked over the edge, we had schools to pay for, staff we were responsible for and all the usual personal things.
That was 5 years ago and it is all, finally, coming to a conclusion right now.
I want to make you feel better about things but not sure how to.
We had £160k in debt (majority from business issues, big invoice not paid etc) and a fully liable lease (about 450k they could ''do'' us for) on a part of our business that plunged from OK profit into OMG loss in late 2007.
Kids had to adjust (though we never lived a wizzy, swishy life particularly) and they have been fine.
The school costs we allowed for by living on chick peas (cooked from raw, not tins..far too pricey!) and it has been very slimming.
There is some good advice on this thread (kissjen's business stuff is great).
I will keep up with the thread....be strong as it does come good one day.0 -
jo - thanks - much appreciated!
fc123 - thank you so much for you words of wisdom and hope. we too have the school fee thing but its not too bad - i agree that we have learnt alot from this, my dad also said today that we had wasted too much money over the years and that it was not sustainable... etc but that i would never listen... but i am now! yes we have learnt we dont need certain things, that we dont need to be sooo greedy and want everything now now now. if someone said to me - right we will take away all ur credit - i would be happy. i dont watn credit - now or in the future. its too easy to get it and someone like me with no money sense - just spends it.
night all xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Yay on good news xx night night low battery so no big post xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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hi mrs c glad you have had some good news at last.... hope things pick up... With regard to mystery shopping - i think you are allowed to earn £5 a week without being docked - ask for advice...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
just a quick note on JSA. i'm sure you are allowed to work under 16hours a week before you have to sign off. best check with the jobcentre though but i am pretty sure that's right.
please feel free to correct me if i'm wrong
starnacGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
I thought you could earn £10... but then i have claimed JSA for 20 years sooo....
really glad that things seems to be bottoming out. Wouldn't you have been pig sick if you had called out a washing engineer and he had found the money as the problem. So well done on checking the obvious first!!!
I don't want to put a damper on things, but will OH be ok to leave the country with the business still being wound up. Sorry but you might want to ask someone about this....
I really hope that things start to come right to you now
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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read yesterdays post whiling holding my breathe!!! so pleased that things are finally turning around for you
Hope you get passport sorted, you need that holiday!!I do not make mistakes, I learn lessons.I work to live, not live to work.I love to live & live to love.Good enough is exactly that.0
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