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Diary of a Poor Person aged 46 1/2
Comments
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Rebel - wear the 'tache anyway!
You'll blend in with everyone else that way.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
i agree mrs GG - i will wear that mostache with pride! Do you think having open cans of lager in my hand bag is a little too much? [btw i dont drink lager!]
in the spirit of putting myself about a bit i am beefing up my linkedin profile. just been 'networking' ha ha and been supplied with a new contact so who knows!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
I once did an interview at the DSS where "lady" had lost her child benefit book so she brought in the 6 kids so I could count them. She also had "nae knickers" and proved it to everyone in the waiting room.
Ahhhh....happy days!:A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A0 -
hope jsa interview goes well....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
well oH has 2 interviews on monday now! surely the probability of securing one of them is high?
have a good weekend everyone !Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
good to have two interviews - need to make sure he prepares properly for both thoAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Wow, it's taken me ages to read this and I'm on the edge of my seat. Was so, so hoping there would be a job for your OH on the last page. Sorry it isn't there yet but I'm subscribing as I'm positive it will be soon. I have everything crossed for you (including my eyes).
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hi superpup thanks so much for ploughing your way through the pages of waffle! i think you should get an endurance award! Hoping things work out soon i really doHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
blimey what a day... child #2 confirmed swine flu - on tamiflu now - feeling very sad and scared as he sees the news etc.
OH has 2 interviews on monday, and someone also contacted him to say there might be some work coming his way.
i have my jsa interview with my mostache on tuesday ! ha ha
ebay is storming
weather is rubbish
im knackered
how we all doing out there?
xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
oh mrscmr - hope #2 child is better soon - you really do deserve a quick dash of good luck soon - law of averages and all that!!LBM 11 July 09
July 09: cc1 £1882, cc2 £1574, cc3 £8100, loan1 £2543, loan 2 £22517, total debt £36616 _pale_
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