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Diary of a Poor Person aged 46 1/2

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Comments

  • Rebel - wear the 'tache anyway!

    You'll blend in with everyone else that way.
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i agree mrs GG - i will wear that mostache with pride! Do you think having open cans of lager in my hand bag is a little too much? [btw i dont drink lager!]

    in the spirit of putting myself about a bit i am beefing up my linkedin profile. just been 'networking' ha ha and been supplied with a new contact so who knows!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    I once did an interview at the DSS where "lady" had lost her child benefit book so she brought in the 6 kids so I could count them. She also had "nae knickers" and proved it to everyone in the waiting room.

    Ahhhh....happy days!
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope jsa interview goes well....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well oH has 2 interviews on monday now! surely the probability of securing one of them is high?

    have a good weekend everyone !
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    good to have two interviews - need to make sure he prepares properly for both tho
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • superpup
    superpup Posts: 571 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Wow, it's taken me ages to read this and I'm on the edge of my seat. Was so, so hoping there would be a job for your OH on the last page. Sorry it isn't there yet but I'm subscribing as I'm positive it will be soon. I have everything crossed for you (including my eyes).

    x
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi superpup thanks so much for ploughing your way through the pages of waffle! i think you should get an endurance award! Hoping things work out soon i really do
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    blimey what a day... child #2 confirmed swine flu - on tamiflu now - feeling very sad and scared as he sees the news etc.

    OH has 2 interviews on monday, and someone also contacted him to say there might be some work coming his way.

    i have my jsa interview with my mostache on tuesday ! ha ha

    ebay is storming
    weather is rubbish
    im knackered

    how we all doing out there?
    x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • not_so_good
    not_so_good Posts: 32 Forumite
    oh mrscmr - hope #2 child is better soon - you really do deserve a quick dash of good luck soon - law of averages and all that!!
    LBM 11 July 09
    July 09:
    cc1 £1882, cc2 £1574, cc3 £8100, loan1 £2543, loan 2 £22517, total debt £36616 _pale_

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