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Diary of a Poor Person aged 46 1/2

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Comments

  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ring the no jen said and see what comes out of that... Try and look after yourself too. Make sure you don't give yourself health problem to add to a difficult situation...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • The_Golden_Goose
    The_Golden_Goose Posts: 1,040 Forumite
    MrsCMR, are you ok?
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all

    yes mrs GG im ok.

    planning and sorting - have found 3 jobs i can apply for - one being one i am really keen on.

    fingerrs crossed that in the next 7 days we have better news to share with u all.

    spoke to mother - unfortunately she cannot lend me any money which is hard to take but no choice. i refuse to ask my father. now they are on hols and i cant ask them anyway.

    hoping house valuation proves more useful on monday then we can go back to the bank and ask them to review their poor valuation of our house.

    have a good weekend all.x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Scottishmummy
    Scottishmummy Posts: 1,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    That's unfortunate your mum can't help but sounds promising on the job front. Good luck with the applications.
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
    Proud to be No. 47 of the DMP mutual support club
    DFW Nerd #380. Proud to be dealing with my debt
  • Excellent news about jobs to apply for!!
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Great news on the jobs front.

    I hope the valuation went / goes well.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hi there,

    Just back and catching up. I'm so sorry that you are really going through it at the moment. Thinking of you.

    Take care, xx
  • Hi mrscmr

    Just checking in to see how you are doing. Fingers crossed for the job applications. Hope things get better soon.

    WoS
    LBM 5 March 09
    Starting DMP with CCCS 1st June 09
    DMP No 286:j
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Hope the job applications are provng fruitful Mrs M and that the valuation was better than hoped for.
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    I just wanted to check in on how you are. I really hope everything is going well for you, take care.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
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