Diary of a Poor Person aged 46 1/2

mrscmr

the situation at OH co is being taken care of by accountants and lawyers now.
its all too late. ni/paye/vat/corp tax etc etc amounting to about 450,00 is due NOW - in fact inspectors have been in and now all too late.

house being valued on mnday
yes we have taken advantage of a 0% cc transfer in the mean time... plese please do not shout but not choice
cccs is calling later today


kissjenn and SH - thank you soo much for being here for me - we will sell cyprus
but we are not there till summer hols. if we can sell for reasonable amount then will clear everything

mrscmr

hey chev.. sorry didn t mean to miss u out in the thanks message.. we must have posted at the same time!
thanks X

kissjenn

Don't know what to say...it all seems too fast.

Is it the house here being valued? Who for?

And far far far more importantly, how are you bearing up?

lunar

Nobody is here waiting for you to fail, there will be more people reading than will ever post. I think I was reading the forum for a couple of months before I ever posted myself. If the trolls ever show up they will get chased off with a big stick quickly by all the regular posters.

I agree with Chev, make sure your OH looks after you and your family first. Hope everything goes OK today

mrscmr

uh oh lunar and kissjenn ... ur making me tearful again.

OH now trying best to get job.
thanks everyone

millionaire_in_training

Hi there. I just read through about 20 pages of your diary. Just want to wish you lots of luck. All you can do at the minute is take things as they come and keep going. I have had major changes in my financial situation recently too and know how difficult it is. This is the best place to be for encouragement and advice though so rock on and chin up xx

mrscmr

hi millionaireintraining... thank u so much for wading through 20 pages... must have been grim !

thank you for your good wishes and support.

Lurker1972

mrscmr wrote: »

i think more people than i realise are reading this.. i hope for the right reasons and not waiting to see me go 'pop'!

definately not 'pop'!!! we're all hoping that the rain will bring rainbow & pot of gold at end of it for you

hugs to you & OH,

The_Golden_Goose

That is the last thing I would wish on you and your family.

I am so sorry that everything has come to this.

The state of the country and the economy is a disgrace and its the innocent hard grafters, like you and I and everyone else who is suffering.

Take all the free advice you can get Mrs.

Scottishmummy

If it is all too late, as you say regarding the company, then now is the time to ignore that for a day or two and look at yourselves and what needs to be done to keep you afloat personally.

Is the house valuation to release some equity for yourselves or the company? As others have said is it worth getting further into debt for a business that is no more? I think now at this stage any borrowing should be for personal relief.

But first things first, you sound completely frazzled. Please, please take a couple of hours to yourself. Read a book, take a walk through a park, go to a museaum or gallery. Anything, as long as it doesn't involve figures and money. If you carry on the way you are, you are going to be no good to anyone. None of us want to see anyone fail but we also don't want to see burnout.

Step away from the pc, step away from the pc.

Take care