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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    i like the sound of that... could you write me a note and i will give to my hubby and see what he says :) xx

    im ok today... have even tidied which is progress and ironed :)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • GDB2222
    GDB2222 Posts: 26,236 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Prescription for MrsCMR

    Two weeks rest and recreation - breakfast in bed every day.

    Signed: Dr GDB2222
    No reliance should be placed on the above! Absolutely none, do you hear?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    perfect.. i will just print it out and carry it with me every where xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'd like to say Congrats!!!! Mrs CMR! I found your diary after reading the debt free roll of honor thread (always nice to have a bit of inspiration) and was totally hooked on your diary from the first few posts! I'm astounded at how far you've come, and I feel like i've been with you the whole journey now after reading all the ups, downs, trials & tribulations! You have some great friends on here too, which must have been a great source of comfort when there aren't many other places to turn!

    I have subscribed and am hoping you carry on updating with your new debt free status! And I second what GBD said 2 weeks R&R!! You have pretty much been non-stop for 2 years, you must deserve a nice break now :)

    I hope you're enjoying switz & i'm sure you'll all settle soon enough

    DFW x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    walked into a garage today... got out cheque book, paid cash in full for 2 cars... not an hp agreement in sight!!!!!!

    now thats what i call progress!!!! felt too good! xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nice :D :j :j

    What cars? :p
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    grand picasso ! and an opel small hatch thing! :)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    now making my new outgoings spreadsheet! :) much more healthy that the old one! and no debt ! to think each month our debt total payments were about 6500 ! shocking!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Well done Mrscmr,

    Did you haggle? I've just got a £3.25 cheesecake in Mr S for 39p so I'm feeling pretty pleased with myself (I'm easily pleased!)

    B
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yep we haggled :) and it worked :)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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