📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Diary of a Poor Person aged 46 1/2

Options
1374375377379380

Comments

  • Its lovely to know you aren't lying awake worrying about money, other things yes but one problem is solved and you have moved safely

    bloody brilliant xxxxxxxxxxxxx
    Nevertheless she persisted.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    mrscmr wrote: »
    thanks very much prudence kitten [great name!] x
    .
    strange though how my mind is now conditioned to buy wisely.... OH said i dont need to buy discount meat at super market anymore :) im still buying discount basics ... after all sugar is sugar and apple juice is apple juice!!! perhaps i have learnt something after all !
    x

    I think this is one of the joys of being an MSE. You learn what foods you are prepared to buy the value range on (muesli, Mr S shiraz [Thanks for that tip Mr Lewis], toothpaste, shampoo, washing powder) and what not (N chocolate spread, Mr K Cornflakes, Mr H Beans, Mr H Ketchup - that man has some great recipes!) You keep buying in your new habits - they're good ones (Your habits, not nun's uniforms).

    B (in a very flippant mood)
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • fc123
    fc123 Posts: 6,573 Forumite
    Hey mrs cmr ...smart price loo roll forever I say....I mean what is the point of buying floral printed 3 ply soft tissue just to...you know. What a waste....would rather spend the extra on something really nice.

    I picked up a trash novel the other day and, though simply written, it is a good story about a high flying family who lose the lot...only the wife had no idea until they came back from holiday and the house had been repo'd. It's very 'strive against all odds' from both male and female viewpoints........off to read few more chapters now.:)

    It is The only way is up by C Mathews.

    The 'about' is here
    What do you do when there’s nothing left to lose?

    Lily and Laurence Lamont-Jones had it all: lavish holidays in exotic locations, a top private school for their two children and a beautiful home in the Buckinghamshire countryside.

    Then Laurence loses his job, and their house and all their belongings are repossessed. With nowhere else to go, the family move into a flea-ridden council house on a notoriously rough estate and start to pick up the pieces of their shattered lives. But will Lily’s dream of returning to a world of luxury ever come true – or have her priorities changed? For with the help of new friends, a little luck and a lot of determination she’s about to learn what really matters.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ha ha did my credit score earlier today ... just for a laugh has havent done it in ages.. and its 999! jokes!!!
    duh with all my missed and late payments etc.. how the heck can i have such a fab rating??? cant be real! hope u have all enjoyed the wedding today :)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi mrscmr

    I should think you would have a good credit rating with the amount of money you paid off, they must have been flabbergasted.

    Hope you are doing OK? I have missed your posts and hearing how you are getting on, MSE is not the same without you. Hope life is treating you well over there?

    Hope you enjoyed the wedding too, I loved it as it was nice seeing the Country as a whole and enjoying and celebrating and I was happy it all went without a hitch. It is times like this I am glad to be British and not much makes me feel like this these days.

    Are you going to start a new diary? Would love to know how you are getting on would be nice to know how it felt to pay off all those debts and stick two fingers up to all the credit card companies and banks who have not been quite so helpful over the years.

    Take care

    TMD
    Sealed Pot Challenge #016
  • GDB2222
    GDB2222 Posts: 26,249 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Umm, how do you check your credit score?
    No reliance should be placed on the above! Absolutely none, do you hear?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    do it on creditexpert.com... u have to pay but i think u get 30 days free?
    yes i will start a new diary... we have been here 28 day! still up and down days... still cant get my head out of the money worries mode :( stupid.. i guess

    must deal with new challenges and problems... like driving in a country where they drive like ??? soo rude they are! beeping and cutting u up... dont they know i havent a clue what i am doing :(
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    just assume that everyone else is a nutter on the road an you will be fine:rotfl:
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Hello Mrscmr

    I dont know what to say to you as I feel tearful with pride and joy for you...but first of all well done. I only found your diary 2 days ago and have been living every moment with you. You have done so very very well .... what a time you have had. I have spent every spare moment reading all your pages. (should have been cleaning and have a mount everest in the utility room) I have also joined your facebook today. Love your items. You have certainly deserved all that you have achieved and you have inspired us all.:D:j

    Thank you so very much for sharing your journey with us. I wish you every success in your new debt free life.
    May God bless you and your family.:A
    E
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • GDB2222
    GDB2222 Posts: 26,249 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 1 May 2011 at 5:38PM
    mrscmr wrote: »
    do it on creditexpert.com... u have to pay but i think u get 30 days free?
    yes i will start a new diary... we have been here 28 day! still up and down days... still cant get my head out of the money worries mode :( stupid.. i guess

    must deal with new challenges and problems... like driving in a country where they drive like ??? soo rude they are! beeping and cutting u up... dont they know i havent a clue what i am doing :(

    I tried twice to register but there's something wrong with their website, so I gave up.

    Edit: Tried again, and they gave me a credit score of 999 too. Maybe there's something wrong with their website?
    No reliance should be placed on the above! Absolutely none, do you hear?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.