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Diary of a Poor Person aged 46 1/2

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  • GDB2222
    GDB2222 Posts: 26,258 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    mrscmr wrote: »
    hi GDB
    we have packers arriving next week, we will be in hotel for a couple of nights and my mum is too far away... its just all the worry and the fact that our money until we complete is nearly all gone! the bank have kept my payment card now :( just have cashpoint only. how shortsighted considering we are about to dump a whole load of cash into their bank

    Draw what you need from now until completion from the cashpoint in one lump sum if they will let you? That replaces the worry about cash with the worry about burglary, but I'd still do it. You should get a good discount for paying people in cash :)
    No reliance should be placed on the above! Absolutely none, do you hear?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sooon it will be over... very soon...
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Best of luck..and a new thread when you can! Can't wait to hear how it's all going...it'll be fab.. We PROMISE!!:-)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am half pleased for you and half wishing it wasn't happening quite like this. It must be stringing you out.

    I wish I could help, I haven't posted here in ages and had no idea you were so close, please don't disappear - let us know you are ok?

    15 minutes at a time mate. You will get through it.



    big hugs and positive vibes.

    Buffy xx
    Nevertheless she persisted.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ah everyone is so fab on here.. what would i do with out you...?
    i will start a new diary when i get to the other side... xxx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    stressed and in the final countdown. have managed to negotiate our debt down from 120k to 95k on loans/cc'ds which is quite an amazing feat as dealing with egg and mbna!

    feel constantly sick with worry and nerves
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    did i mention we have a house now :) so plans no longer wobbly :)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the house :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So glad you have a house now, is that here or abroad? That is great that you have negotiated the debt down a bit. Not long to go now.
    Sealed Pot Challenge #016
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    house is abroad! :) its all slotting into place like an enormous jigsaw.. the biggest one you've ever done :S
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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