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Diary of a Poor Person aged 46 1/2

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  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Mrscmr, this might be a completly stupid idea beacuse i know nothing about property in Cyprus but is there any way to hold an open day then follow it up with an auction. you could set the reserve at the lowest ammount you would need to sell it for, and hope to get a quick sale.

    Sorry if it is a bad idea but it was the only suggestion I could come up with. I hope you are OK today.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mrscmr wrote: »
    i love desp housewives... see myself as lynette! but i have a shop meeting from 8pm sooo that will go on late.. so i will record it to watch another time!

    I like Lynette, she's funny.

    Hope your meeting went OK.
    Sealed Pot Challenge #016
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Really really sorry to hear that the Bank haven't been able to help out. For what it's worth, if you do go down the DMP route, I imagine it will reduce your stress massively and you will be left with a workable budget wihtout having to make up such a huge shortfall.

    Hope things start to get better for you.
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Hi mrs cmr... hope you have had a better day im very tired :(.... playing nurse to the dog... keep us posted re cccs xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi mrsc - hope you are okay - hugs
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    im off to bed now... v v tired... another sleepless in seattle night for me....

    spoke to OH on phone.. he very down but i am trying not to burden him too much as this will affect his performance at work and he needs to be able to focus.

    re: cyprus: we are dependent upon the resort resales to deal with the property. it is on with savills estate agents so this should work. becos its a restricted sort of community the owners control how / where you sell ur property and who buys it. yes yes yes i know.. who owns it! yes we do [or maybe the bank does] but .... fingers crossed will all work out in the end.

    was a good meeting today....

    night night all... its a new day tomorrow and a new day means a fresh start and a chance for something to go right for a change.

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Best of luck with getting through each day.

    Remember it will pass...
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • chivers1977
    chivers1977 Posts: 1,499 Forumite
    Hope you slept well MrsCMR.

    Love the Buzz Lightyear. We have an obsessed 4 yr old in our house who occassionally doesn't answer to his name, only Buzz! That sort of thing makes all the struggles worth while!
    There are times when parenthood seems nothing but feeding the mouth that bites you Peter De Vries
    Debt free by 40 (27/11/2016)
  • Hope you have a better day and have slept well :) another day another start xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    its morning..

    its sunny...

    lets see what happens today ....

    oh its world book day! kids all dressed up for school!

    good day everyone!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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