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Diary of a Poor Person aged 46 1/2

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  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Keeping my fingers crossed you get some good news on 8th march. I thought when I posted last night selling your cyprus property might be complicated but it would have niggled at me if I didnt ask incase there was any chance of it going to auction. I am hoping you manage to get a quick sale on it.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • yes its sunny but cold it makes a change eh :D xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    gosh a mad day! infact a mad week. been doing work, doing ebay stuff, running about all over the place... my feet hurt!

    need to really raise some good cash this month through ebay... so will have to do a big listing session in the next 2 - 3 days.

    my mood is ok, i think that becos its so mad and im rushing about and still excited about new business stuff it sort of takes my mind off it... went to town today and seeing all the lovely spring things in the stores really made me feel down though.... why is it that every spring the clothes look soooo delicious and shiney and make u want to buy them... i guess i am what you might call a marketing mans dream! or another word for it might be 'sucker'!

    well i cant have what i want...so i am going to have to work at it. and work i shall.

    its friday tomorrow - where has the week gone? its nice that when you wake up its not dark and its nice that its still light after 5pm... spring shots are sprouting in the gardens, the park has some spring flowers and snowdrop and crocus under the trees ... all signs of hope and holds new promise.... i guess maybe that is what spring is all about?

    dunno... tooo deep now..

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am with you on the big listing session, maybe I can join you for motivation, you always get me motivated. I sorted out my office earlier and I have tons to list, got a big bag full of clothes to work my way through and two massive boxes of stuff. Was going to get some of it listed today but had to go and get the girls from school and then stay on for parents evening so didn't get in til 4.20, then doing dinner and now it's nearly time for Home and Away on Fiver, then 30 mins to get the kids ready for bed, then I let them watch Eastenders and then bed time, so hopefully can get a few things onto Turbolister later.

    I filled in the AAP form online re my Endowment so am waiting for a quote on how much they will offer me for it.
    Sealed Pot Challenge #016
  • Hey mrs cmr, feeling fed up booo at life its just one rain pour after the other
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hows ur doggie?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hahaha... looking for entertainment... or maybe just to torture myself... im logging into my credit expert account! oooo i love a laugh!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well actually it was worth while...
    got my friend, my financial spreadie out... entered in the balances.. and what do you know!! our total on loans/credit cards begins with a 145K... we have reduced!

    so if i live to be 173 years old then will have cleared it all!!!!
    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi mrs c - glad things hav eimproved even £1K is a good start
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks SH!

    how things with u? where is everyone tonight...? just me and you on here?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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