📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Diary of a Poor Person aged 46 1/2

1228229231233234380

Comments

  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    tmd... i hate this time of year... it s frosty in mrscmr land too but sunny and hoping will be a nice springlike day....

    need to look at bank account... but too scared! duh
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Praying for good news today x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    mrs GG... what do u think of our weather... does it cheer u up??? if you get down to our local big town park... there are some beautiful crocus and snowdrop displays... very springlike and uplifting.. xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    anyone want to join our facebook group for our business? pm me if u do!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Hi Mrs C!

    Wow what an amazing ex-beauty maintanance list. You must have looked a million dollars literally! As one who is a member of the 'wipe down with an oily rag' school of beauty I do now fantasise about fillers, eye lash extensions, french manicures. Probably because I now need all the help I can get.

    Re: the leccy. I was a total pain this winter about switching things off and we have been pleasantly surprised. You think switching everything off all the time won't make that much difference but it really does. Now it's Spring useage should ease off?

    When I get my son to show me how to 'do' Facebook I would love to 'follow' D & C.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    deedeedee yes just pm me about facebook... i believe it to be powerful stuff!

    now, then .... where is that oily rag ?!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hate vomit too hope child recovers quickly and that it doesn't interfere too much with paid work
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks SH! he has just got up! and is now in bath.

    been working all morning!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • scrooge2008
    scrooge2008 Posts: 1,383 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 2 March 2010 at 12:57PM
    Hi Mrscmr.

    Had same kind of issue as you with NPower in November. I just proudly announced my Debt Free Day, got myself on the Role of Honour, and NPower rewarded me with what ended up as a £600.00 bill as my DD's had been far to low. I've gone on a repayment plan with them for a year and swapped to Scottish Gas through Quidco.

    As for the beauty treatments. My friend has just gone on a spray tanning course and begged me to be her first guinea pig, yesterday.

    I was one of the whitest people you have ever met, but you should see the colour of me now :eek:. You will not see me of course, because i'm not leaving the house. My white linen sheets are now bright orange, as is the duvet, bits of the carpet, the white leather suite, and I have had an allergic reaction to the product so I am covered in blotches ...... It can only get better.
    I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh oh no... has this just happened to u? :-( bad times.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.