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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    im good thanks SH!
    i have had an ebay day
    photo'd 41 items and listed 25 already today.
    need to get my act together and generate some money!
    will update my diary later
    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sounds like you are working hard - well done!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • oooo check u ebay queen im on with tea im doing extra easy slimming world im feeling great :D im not getting weighed its only depressing im waiting till i feel slimmer :P xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    im off to ur diary right now happytobe...
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrs cmr ive sent you a private message ;) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ok so where are we today?
    well coming to the end of a short week!
    today was major major ebay day - listed 33 items.
    tomorrow will continue and list another 10

    unfortunately there is no paid work out there for me at the moment - might hear on something tomorrow but its dry as a bone!

    and that blessed car has not sold. loads of peeps ring up and say ooo we will come and then they dont ring back and dont show up. will it ever sell? we need the money.... grrrrrrrr

    and OH will not do his expenses so the O/d is almost up to 8k. ooooo i hear you squeak.... yes i know.

    but u know what i havent shopped for myself for months.

    it will be ok... or i keep telling myself that!

    oh and i still hate facebook!
    night all
    have a great friday!
    mrscmr
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just wanted to share this little gem with you all...

    hubby has just walking to sitting room and said "can i express my love for you through the medium of dance?" and proceeded to do a strange dance!

    hmm perhaps he could express his love for me through the medium of claiming his expenses!!!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That is so frustrating re the expenses - can you show him the cost of delay in interest charges?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • yikes an 8k overdraft I could faint men need a good telling so lapsy daisey but that's why we loves then hehe I'm on a long day tomorrow so goodnight all x x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • NualaBuala
    NualaBuala Posts: 2,507 Forumite
    mrscmr wrote: »
    just wanted to share this little gem with you all...

    hubby has just walking to sitting room and said "can i express my love for you through the medium of dance?" and proceeded to do a strange dance!

    hmm perhaps he could express his love for me through the medium of claiming his expenses!!!

    This made me chuckle! You're doing so well Mrscmr. I don't have your problem with ironing though - I just don't bother! My everyday wardrobe doesn't need it (well in my opinion it doesn't) and I eventually bought an iron last year for the occasional bits. I guess that makes me quite slovenly:o

    You should set yourself up as an Ebay guru - can I ask what kinds of things you sell? Since I read your diary the other day I've been looking around wondering what I could flog!
    Trying to spend less time on MSE so I can get more done ... it's not going great so far! :)
    Sorry if I don't reply to posts - I'm having MAJOR trouble keeping up these days!

    Frugal Living Challenge 2011

    Sealed Pot #671 :A DFW Nerd #1185
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