Diary of a Poor Person aged 46 1/2

mrscmr

evening everyone!

gosh its still bit windy out there...
been really busy on ebay and have over 100 items listed now. hoping for a busy couple of weeks.
money wise - its ok - nothing exciting nothing too drastic

had my car serviced yesterday and that cost a bit but i have been looking into getting a cheaper car to reduce my monthly payments so fingers crossed.

proper paid work - well i have 1 day coming up on wednesday so that great and hopefully will lead to bit more.

we are all happy but desperately need a sunny sunshine holiday!!! ah but if we sell that blessed car we will!
night night allxx

what has everyone else been up to?

oh and i still hate facebook and now have discovered twitter...tweet tweet
xx

Happytogetdebtfree

hey mrs cmr just off to the bed im working two long days debt busting nil ! im getting really fed up 25 and in such debt i should be saving for a family life not paying stupid debt off its getting on my wick ... must dash i feel i may ruin a good evening with my depressed mood xx

mrscmr

hi happytobe... 25 is too young to be depressed! as for planning for a family .. if we waited and planned till we could afford babies then we would never have any! chin up! you are doing really well. when i was 25 i was a complete nightmare... had the bank manager cut up my credit cards in front of me ... soooo ashamed. unfortunately i never learnt the value of money!
catch up soonxx

savingholmes

Hi MrsC at least you have learned something of the value of money now... Well done on getting a day's work - it all helps doesn't it... No news on jobs for me .....

mrscmr

morning all
well what is it with these lowlife people who try to scam you on autotrader? we are selling a car, so we advertise it, bearing in mind we have already lost this car once to a complete idiot with a fake bankers draft, but got the car back. people continually emailing saying.. we want the car, what is your best price, you must pay shipping blah blah. !!!!!! - they are fake - not real, cant even spell in their emails, why do people think that they can do this and get away with it? just makes me angry!!!!!

AAAGGGRRRRR!!!

ok im calm

have a great day!

Happytogetdebtfree

evening mrs cmr I'm ok today a little perkier I gave into the call of Cambridge and am sole sourcing LOL x I've been thinking and once wedding is cleared il maybe save for land deposit after all it's no good for me getting debt free and having no savings to move. The majority of our things complete in 2012 so it's just a few credit card juggles etc anyway I will type later I'm tired night night x x

NualaBuala

Hi Mrs M,

Just wanted to say thanks for the Ebay info. I don't think I have anything that good but I might try a car boot and see how I get on.

Good luck with the car and keep thinking serene thoughts! I've heard a few stories about scams here in Dublin with fake bank drafts, you can't be too careful it seems.

kissjenn

Hi,

Read your post from beginning to end tonight - hence the loony tunes time. Contract work is completely dead in Scotland too so like you I'm looking to carve out what I can (ebay) and reduce all round spending.

You're doing an amazing job financially, but your attitude is mind-blowing - you're cool, calm, collected and I'm a celtic nightmare! I'll keep looking in if I may and hope some of that sanguine nature rubs off. :rotfl:

mrscmr

morning all regular viewers and new ones espcially kissjenn and nuala

well its a reasonable in my world. being very proactive - no proper paid work but some massive ebay hunting in cupboards this morning.. my goodness what treasures i have found! things brand new never opened 0h im so ashamed!!! :-)

joined the discount club at the dry cleaners.. ha ha i know how to have a good time!

OH informs me that he and his fellow dirs are closing down his company well potentially and this means he will start a new one - not really sure of his plan on that but major crisis if this happens as then NO INCOME - ha ha our outgoings are 6K a month - i might be selling a kidney soon.

i must do a recalc on my debts to see what has been reduced. car wont sell - we are not putting any cheaper - just wont sell. um seem to have enormous ironing to do - dont know how that happend. child #2 has worked so hard at school and is having an after school treat today a hot choc in town with just me.

anyway hope u all well and doing ur thing!

@kissjenn - amazing if you think im calm, cool - ah if only u knew the truth... but thanks for ur kind wordsx

bye for now!
mrscmr
oh im really miffed i cant list the bbq but OH says NO!

savingholmes

Hi MrsC - hope things work out with your OH's job. Has he done his expenses yet?

Also I understand the desire to repay debt - but is it worth creating an emergency fund if your OH's job is looking dodgy?